I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Chester le Street. My lender is Bank of Ireland

Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 26/7/2025, the requirements read as follows :

Me and my partner are buying a house in Chester le Street. It might be a silly question but how we can trust a conveyancer? On the day of competition we will need to put our life savings into their account. What protection do we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

I am helping my sister sell her property in Chester le Street. Does the conveyancing solicitor commission the energy assessment or do I organise this?

After the demise of Home Packs, energy performance certificates remained a compulsory element of selling a house. An EPC must be commissioned prior to the property being advertised. This is not as aspect of the sale process that law firms normally organise. If you are instructing a Chester le Street conveyancing solicitor they might be able to arrange energy assessments due to their contacts with long established Chester le Street energy assessors

Can you point me to a directory of HSBC panel conveyancers in Chester le Street on the Council of Mortgage Lender’s Website?

Unfortunately not yet. There is no such tool on the Council of Mortgage Lenders or Building Society Association sites. Very few banks make their panel listings available over the internet. Where you are in need of a Chester le Street property lawyer on the HSBC please use our tool.

I have been on the look out for a flat up to £305k and found one round the corner in Chester le Street I like with a park and station nearby, the downside is that it's only got 52 years unexpired on the lease. There is not much else in Chester le Street suitable, so just wondered if I would be making a grave error buying a short lease?

Should you require a mortgage the remaining unexpired lease term will likely be problematic. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for a minimum of 2 years you may ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should consult your conveyancing lawyer concerning this matter.

I'm remortgaging my current home to a buy to let loan with HSBC Bank and intend to use the remaining equity as a deposit on another house. The location we are interested in is Chester le Street. Will your solicitors be able to act for both sets of mortgage companies and tie in the conveyances?

Make use of our comparison tool on this site to check that the lawyers are on the relevant lender panels. On the basis that they are the lawyer will be able to connect the two conveyancing matters but you should talk with you conveyancer and make clear your desired outcome and requirements.

What happens where there is a problem with the searches carried out as part of my conveyancing in Chester le Street?

Usually, most concerns arising from Chester le Street conveyancing search results can be addressed before completion or indemnity insurance could possibly be obtained. You need to note that although you are buying the premises and might be willing to live with the search results, your lender may not, and when all said and done have the final decision.