My partner and I are planning to purchase a property in Burnopfield and are in fact using a Burnopfield conveyancing practice. Within the past 48 hours our solicitor has forwarded the sale agreement to be signed with a detailed report in anticipation of exchanging contracts shortly. Accord Mortgages Ltd have this afternoon contacted us to advise us that they have now hit a problem as our Burnopfield conveyancer is not on their approved list of lawyers. What do we do from here?

If you are buying a property needing a mortgage it is usual for the purchasers' solicitors to also represent the mortgage company. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your property lawyer should contact your lender and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You are not legally obliged to appoint a law firm on the bank's conveyancing panel as you are at liberty to use your preferred Burnopfield lawyers, in which case your legal fees may increase, and it will likely delay the transaction as you are adding another lawyer into the mix.

I am buying a house and require a conveyancing solicitor in Burnopfield who is on the Norwich and Peterborough Building Society conveyancing. Can you recommend a local conveyancing firm?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Norwich and Peterborough Building Society in certain locations such as Burnopfield. We dont recommend any particular firm.

I purchased my flat on 10 November and the transaction details is not yet on the land registry website. Any reason for this? My conveyancing solicitor in Burnopfield expressed confidence that it should be formalised inside ten days. Are transfers in Burnopfield uniquely lengthy to register?

As far as conveyancing in Burnopfield is concerned, registration is no faster or slower than anywhere else in England and Wales. As opposed to being determined by geographic area, timeframes can vary depending on the party submitting the application, whether it is in order and whether the Land registry must send notices to any third persons or bodies. At present approximately 80% of such applications are fully dealt with within 12 days but occasionally there can be protracted delays. Historically registration occurs once the new owner is living at the premises thus an expedited registration is not always top priority yet if there is a degree of urgency associated with the registration then you or your solicitor must communicate with the Registry to express the reasoning for the application to be prioritised.

Having had my offer accepted I require leasehold conveyancing in Burnopfield. Before diving in I require certainty as to the remaining lease term.

Assuming the lease is registered - and 99.9% are in Burnopfield - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Burnopfield Leasehold Conveyancing - Examples of Queries before buying

On the whole the outlay for major works tend not to be included within maintenance charges, albeit that a few managing agents in Burnopfield obliged tenants to contribute towards a sinking fund and this is used to offset against major works. Does the lease have onerous restrictions? How many of the leaseholders are in arrears for their maintenance charge payments?

What is the distinction between surveying and conveyancing in Burnopfield?

Conveyancing - in Burnopfield or anywhere in England and Wales - is the legal term given to transferring legal title of property from one person to another. It involves the checking of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you are intending to buy and will help you find out about the condition of the building and, if there are problems, give you a powerful reason for reducing the price down or asking the seller to remedy the problems before you move in.