I have just over seventy years left on my lease and need a lease extension for my apartment in Brighouse and Rastrick. Conveyancing solicitors on the Bank of Ireland panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 4/2/2026 the requirements read as follows :
A friend suggested that if I am purchasing in Brighouse and Rastrick I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is occasionally included in the estimate for your Brighouse and Rastrick conveyancing searches. It is a large report of more than thirty pages, listing and setting out significant information about Brighouse and Rastrick around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Brighouse and Rastrick Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Brighouse and Rastrick Education with maps and statistics, Local Amenities and other useful data regarding Brighouse and Rastrick.
I'm purchasing a new build house in Brighouse and Rastrick with a mortgage from Coventry Building Society. The builders would not move on the price so I negotiated five thousand pounds worth of extras instead. The estate agent advised me not inform my lawyer about this extras as it could adversely affect my loan with Coventry Building Society. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the encouragement of my in-laws I had a survey completed on a property in Brighouse and Rastrick in advance of instructing conveyancers. I have been informed that there is a flying freehold aspect to the house. My surveyor advised that some mortgage companies will refuse to grant a mortgage on this type of property.
It varies from the lender to lender. Santander has different requirements from Halifax. If you call us we can look into this further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Brighouse and Rastrick. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Brighouse and Rastrick to see if the conveyancing costs will increase in light of this.
We're FTB’s - agreed a price, yet the property agent informed us that the owners will only move forward if we appoint the agent's recommended conveyancers as they need a ‘quick sale’. Our preferred option is to instruct a high street solicitor who is familiar with conveyancing in Brighouse and Rastrick
It is improbable the sellers are behind this. Should the owner want ‘a quick sale', alienating a genuine purchaser is counter productive. Bypass the agents and go straight to the owners and make sure they understand (a)you are motivated purchasers (b)you are ready to progress, with mortgage lined up © you do not need to sell (d) you wish to move quickly (e)but you intend to use your preferred Brighouse and Rastrick conveyancing solicitors - not the ones that will give their negotiator at the agency a commission or achieve conveyancing thresholds set by senior management.