As someone unfamiliar with the Marsden conveyancing process what is the number one tip you can give me for the home moving process in Marsden

You may not hear this from too many lawyers but conveyancing in Marsden and elsewhere in England and Wales is an adversarial experience. Put another way, when it comes to conveyancing there exists plenty of opportunity for conflict between you and others involved in the house moving process. For example, the seller, property agent and sometimes your mortgage company. Choosing a lawyer for your conveyancing in Marsden is a critical decision as your conveyancer is your adviser, and is the ONLY person in the legal process whose role it is to look after your legal interests and to protect you.

On occasion a third party with a vested interest will try and persuade you that you should follow their advice. As an example, the estate agent may claim to be assisting by claiming that your solicitor is wrong. Or your financial adviser may advise you to do take action that is contrary to your solicitors guidance. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.

I am buying a new build house in Marsden with a mortgage from Birmingham Midshires. The builders would not move on the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep suggested that I not to tell my solicitor about this side-deal as it may jeopardize my loan with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking for a leasehold apartment up to £245,000 and found one near me in Marsden I like with amenity areas and railway links in the vicinity, the downside is that it's only got 49 years unexpired on the lease. There is not much else in Marsden suitable, so just wondered if I would be making a mistake buying a short lease?

If you need a home loan the shortness of the lease may be a potential deal breaker. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for a minimum of 2 years you could request that they start the process of the extension and pass it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this.

What advice can you give us when it comes to appointing a Marsden conveyancing practice to deal with our lease extension?

If you are instructing a solicitor for your lease extension (regardless if they are a Marsden conveyancing firm) it is imperative that they be familiar with the legislation and specialises in this area of conveyancing. We advise that you make enquires with two or three firms including non Marsden conveyancing practices prior to instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions might be of use:

What are the charges for lease extension conveyancing? Can they put you in touch with clients in Marsden who can give a testimonial?

I own a split level flat in Marsden, conveyancing formalities finalised in 1996. Can you work out an approximate cost of a lease extension? Equivalent properties in Marsden with a long lease are worth £206,000. The ground rent is £45 per annum. The lease expires on 21st October 2092

You have 67 years unexpired we estimate the price of your lease extension to range between £10,500 and £12,000 plus plus your own and the landlord's "reasonable" professional fees.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure without more detailed due diligence. Do not use the figures in tribunal or court proceedings. There are no doubt additional concerns that need to be taken into account and you obviously should be as accurate as possible in your negotiations. You should not take any other action based on this information before seeking the advice of a professional.

I am buying a house mortgage free. My conveyancer has been given with two distinct proof of photo identification, bank statement, multiple utility bills. Now he requires a copy from a probate lawyer stating that the funds are legitimate and that it has come from inheritance and not via illegitimate means.

In today’s world you will not be able to complete any Marsden conveyancing transaction without first providing evidence of your identity to your lawyers. This usually takes the form of a either your passport or driving licence and a utility bill. Remember if you are providing your driving licence as evidence of ID it must be both the paper part and photo card part, one is not acceptable without the other. Proof of your source of funds is required under Money Laundering Regulations.