Willusing a West Yorkshire conveyancing lawyer make the ownership transfer easier?

West Yorkshire is a special area, where neighbourhood know-how counts for a lot. The laid-back lifestyle has it’s attractions – just not for your house move. The conveyancers that we list providing wide West Yorkshire knowledge with a professional, hands-onattitude that ensures the conveyancing to progress hassle free. It will certainly help that they can make use of long term rapport with financial advisers, local authorities, valuers and other West Yorkshire conveyancing firms

My brother-in-law has suggested I instruct a conveyancing solicitor in West Yorkshire. I need to find out whether they are accepted on the Birmingham Midshires approved list of lawyers. Can you or the lender confirm if they are on the panel?

You should contact the conveyancer and enquire whether they can act for the bank. Alternatively you can get in touch with Birmingham Midshires who may be able to assist.

What can a local search inform me regarding the property I am buying in West Yorkshire?

West Yorkshire conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search company such as Searches UK The local search is essential in every West Yorkshire conveyancing purchase; that is if you wish to avoid any nasty once you have moved into your property. The search will supply data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic sections.

Me and my brother have a 4 bedroom Georgian house in West Yorkshire. Conveyancing lawyer acted for me and Yorkshire Building Society. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, another for leasehold with the matching address. I'd like to know for sure, how can I find out??

You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in West Yorkshire and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the situation with your conveyancing practitioner who carried out the work.

I have miscalculated my finances and am a few thousand pounds short a 10% deposit on my house purchase in West Yorkshire , but I still want to proceed. Do I have options?

One option is to try and agree a smaller deposit. Many sellers will agree to a lower deposit or even no deposit for a first time buyer or 100% mortgage. Be aware though that if you fail to complete you will still need to hand over a minimum of 10% of the purchase price regardless of how much deposit was agreed.

You can also agree a simultaneous exchange and completion as no deposit is required for this however neither party will be tied in until completion actually takes place and it can be risky if sellers change their mind at the last second