We wanted to use a property lawyer in Bampton for our house purchase. Our financial adviser informed us that our mortgage lenders Chelsea Building Society won't deal with them. Why is this not regarded as unfair competition?

Lenders on the whole restrict either the type or the volume of conveyancing solicitors on their panel. A common example of such criteria being that a law practice must have two or more partners. As well as restricting the profile of firm, a few banks have limited the number of solicitor practices they allow to act for them. Be aware that Chelsea Building Society have no responsibility for the quality of advice provided by any member of Chelsea Building Society Conveyancer Panel. Mortgage fraud was a primary driver in the rationalisation of solicitor panels a few years ago even though there remains mixed views about the level of solicitor involvement in some of that fraud. Statistics from the Land Registry indicate that thousands of law firms, including some in or near Bampton only execute one or two conveyances a year.

What will a local search reveal concerning the property we're buying in Bampton?

Bampton conveyancing often starts with the ordering local authority searches directly from your local Authority or through a personal search company for instance Onsearch The local search plays a central part in most Bampton conveyancing purchase; as long as you wish to avoid any nasty once you have moved into your property. The search will reveal information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject headings.

I'm purchasing a new build house in Bampton benefiting from help to buy. The developers would not reduce the amount so I negotiated £7000 of additionals instead. The house builders rep suggested that I not disclose to my conveyancer about this side-deal as it may affect my mortgage with Bank of Scotland. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I need to retain a conveyancing solicitor for my conveyancing in Bampton. I happened to stumble across a site which seems to have the perfect answer If there is a chance to get all this stuff done via phone that would be preferable. Should I be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I am searching for Bampton competitive conveyancing fees. Can I be confident that all the Bampton practices that are listed on your directory are on the lender conveyancing panel?

The solicitor and licensed conveyancing practices on our directory have assured us via an online form that they are on the mortgage company panel and agreed to advise us to take down their listing in the event of removal off of the lender panel. To date we have not been informed by either a bank or a member of the public that the data about a specific Bampton firm being on the lender conveyancing panel is incorrect.