My husband and I are intent on purchasing a maisonette in Faringdon. My Conveyancer is not on the bank solicitor panel. Can I still appoint my Faringdon conveyancing solicitor even though they are not on the bank approved list?
Your options include
- Proceed with your chosen Faringdon property lawyer but your bank will no doubt instruct a property lawyer on their conveyancing panel. The net result is additional charges together with likely frustration.
- Get a fresh lawyer to conduct the conveyancing, obviously checking they are on the lender conveyancing panel.
- Appeal to your conveyancer to apply to join the mortgage company panel
It is 10 years ago since I acquired my property in Faringdon. Conveyancing solicitors have recently been retained on the sale but I am unable to track down the title documents. Is this a major issue?
Don’t worry too much. First there is a possibility that the deeds will be kept by your lender or they could be in the possession of the conveyancers who oversaw the purchase. Secondly in all probability the land will be recorded at the land registry and you will be able to prove you own the property by your conveyancing solicitors obtaining current official copies of the land registers. Almost all conveyancing in Faringdon relates to registered property but in the unlikely event that your property is unregistered it adds to the complexity but is resolvable.
The Faringdon conveyancing lawyers that I appointed last week on my purchase in Faringdon have without warning shut down. I chose them because I needed a firm on the Bank of Ireland conveyancing panel and my preferred Faringdon lawyer was not. I cut them a cheque for £250 in advance. What are my options?
If you have an estate agent involved then let them know straight away so that they can let the sellers know that there may be a slight delay due to reasons beyond your control. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Bank of Ireland conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers should be in a position to assist.
I'm refinancing my current home to a buy to let loan with Barclays Direct and I will use the ballance of the raised equity towards further property. The area we are looking at is Faringdon. Will your lawyers be able to act for the two lenders and link together the two deals?
Do use our search tool on this page to ensure that the lawyers are on the relevant lender panels. Having checked that they are the lawyer will be able to simultaneously deal with the two conveyancing matters but you should have a chat with you lawyer and specify your desired outcome and needs.
As co-executor for the estate of my grandfather I am disposing of a house in Neath but reside in Faringdon. My lawyer (based 260 kilometers from merequires that I sign a statutory declaration ahead of the transaction finalising. Could you suggest a conveyancing solicitor in Faringdon who can attest this legal document for me?
Technically speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will suffice regardless of whether they are Faringdon based