Me and my partner are purchasing our first property. Our conveyancing practitioner has messagedto ask if we wish to take out extra conveyancing searches. As novices we have no idea as to what's appropriate for conveyancing in Anston
The extent of Anston conveyancing searches depends primarily on the premises, the location, the possibility of any of these risks, your familiarity of the region and risks, your overall appetite to risk. What is important is that you properly appreciate what information each search could provide. Then you can make a decision if you personally think you need that information. If unclear, ask your lawyer to recommend.
My aunt passed away six months ago and as sole heir and executor I was left the property in Anston. The house had a relatively small loan remaining of approximately £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Lloyds, pay off the mortgage. Is this allowed?
Where you plan to refinance then Lloyds will require that you use a conveyancer on the Lloyds conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Lloyds conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Lloyds mortgage is registered as a charge at the Land Registry.
My wife and I are intent on selling our property in Anston and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. Any high street Anston lawyer would know this is not the case. For the life of me I don't know why the buyers used a national conveyancing practice rather than a conveyancing solicitor in Anston. We have lived in Anston for many years we know of no issue. Do we get in touch with our local Authority to seek clarification that the buyers are looking for.
It would appear that you have a conveyancing firm already. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
How does conveyancing in Anston differ for new build properties?
Most buyers of new build or newly converted property in Anston contact us having been asked by the seller to exchange contracts and commit to the purchase even before the residence is constructed. This is because developers in Anston usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Anston or who has acted in the same development.
My company is looking to lease a unit on the high street. Can you recommend solicitors offering fixed fees for non-domestic conveyancing in Anston for below £1,200?
We can recommend firms who have an in-depth of experience of commercial conveyancing in Anston, including the disposal and purchase of businesses as well as simply premises. Whether you are intending to purchase or lease a shop, pub, restaurant, office, retail premises or a whole business we can put you in touch with the right firm. Regarding the charges these will vary based on the structure and complexity of the deal. Let us have your details or phone us so that we can furnish you with a detailed commercial conveyancing quote.