My fiance and I are looking to buy a flat in Mexborough and are in fact using a Mexborough conveyancing practice. Within the last couple of days our conveyancer has sent a preliminary report and documents to look through with the expectation that exchange is imminent. Godiva Mortgages Ltd have this evening contacted us to inform me that they have now hit a problem as our Mexborough solicitor is not on their approved list of lawyers. Is this a problem?

Where you are buying a property needing a mortgage it is standard for the purchasers' lawyers to also represent the mortgage company. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your property lawyer should contact your lender and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You are not legally obliged to appoint a law firm on the lender’s conveyancing panel as you are at liberty to use your preferred Mexborough lawyers, in which case it will likely add costs, and it may delay matters as you are adding another lawyer into the mix.

Can I use your services to find a Conveyancing solicitor in Mexborough even if I’m not buying or selling a house, for example if I intend to buy a shop in Mexborough with a mortgage from Coventry Building Society?

Our comparison service is mainly there to select residential conveyancing solicitors in Mexborough but we have recorded towards the bottom of this page some Mexborough commercial conveyancing firms. You will need to make contact with the solicitors directly to see if they can also act for Coventry Building Society

I am helping my mother sell her flat in Mexborough. Will the conveyancing solicitor arrange the energy performance certificate or do I organise this?

Following the abolition of Home Information Packs, EPC’s was maintained a mandatory part of selling a property. An EPC should be commissioned before the property is advertised. It is not a task that lawyers normally arrange. If you are using a Mexborough conveyancing solicitor they might be able to arrange energy assessments due to their contacts with long established local assessors

I have been advised by my solicitor that restrictive coveneant insurance is needed on my purchase. What is the level of cover for Mexborough conveyancing?

The right level of restrictive coveneant indemnity insurance depends on who your lender is. It would differ for example between Barclays and Virgin Money. Conveyancing practitioners as opposed to borrowers take out such insurances.

We previously appointed conveyancing lawyers located in Mexborough on the Co-operative solicitor panel. They are now charging me a supplemental sum for dealing with the Co-operative mortgage. Is this an additional conveyancing fee set by Co-operative?

Provided it is contained in their Terms and Conditions or estimate then yes your solicitor can levy a fee for this. This fee is not set by Co-operative but by your Mexborough conveyancing practitioner. Numerous firms on the Co-operative panel will levy an ‘acting for lender’ fee and others do not.

Despite weeks of looking the Title Certificate and documents to our home are lost. The conveyancers who handled the conveyancing in Mexborough 4 years ago no longer exist. What are my next steps?

Gone are the days when you need to have the physical original deeds to establish that you own the land or property, as the Land Registry hold details of all registered land or property electronically.

I am buying a new build flat in Mexborough. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Mexborough

Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Forfeiture - bankruptcy or liquidation must not apply under this provision. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.