Me and my fiance are buying property in Rossington. My Conveyancer is not on the lender solicitor panel. Can I still use my Rossington conveyancing solicitor even though they are excluded from the mortgage company approved list?

You must use a conveyancer to complete the formalities when you need a loan to purchase your home. They will conduct all the essential due diligence on the property, make sure that you’re registered as proprietor and ensure that all the required mortgage documentation is in order. You can select a Rossington property lawyer of your choice. Nevertheless, if the conveyancer appointed is not a member of the mortgage company conveyancing panel additional charges will be incurred as separate legal representation will be need by the bank. Lender panel applications can be submitted, so provided your lawyer has not previously applied for membership they should take the opportunity to apply.

Do the Building Society Association intend to launch a online directory to list firms on the Earl Shilton BS conveyancing panel for instance in Rossington?

We would not expect to be advised of any plans on the part of the BSA to promote such a search facility.

About to purchase a new build flat in Rossington. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Rossington

If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please supply a car parking plan.

I'm converting the mortgage on my existing property to a BTL mortgage with The Royal Bank of Scotland and I will use the ballance of the raised equity as a deposit on another property. The area we are interested in is Rossington. Will your solicitors be able to act for both sets of lenders and link together the conveyances?

Make use of our comparison tool on this page to ensure that the solicitors are on the appropriate lender panels. On the basis that they are the solicitor should be able to simultaneously deal with the two transactions but you should have a chat with you conveyancer and make clear your desired outcome and requirements.

Expecting to complete next month on a studio apartment in Rossington. Conveyancing solicitors inform me that they report fully on Monday. What should I be looking out for?

Your report on title for your leasehold conveyancing in Rossington should include some of the following:

Ground rent - what is payable and when you need to pay, and be on notice if this will change in the future You should know whether the lease allows you to alter or improve anything in the premises- you should know whether it relates to all alterations or just structural alteration, and whether permission is required Does the lease prevent you from renting out the flat, or working from home Repair and maintenance of the flat The length of the lease term. You should be advised as what happens when the lease ends, and informed of the importance of the 80 year mark

I acquired a studio flat in Rossington, conveyancing was carried out April 2012. Can you let me have an estimated range of the fair premium for a lease extension? Equivalent properties in Rossington with an extended lease are worth £190,000. The average or mid-range amount of ground rent is £45 per annum. The lease terminates on 21st October 2087

With only 62 years left to run we estimate the price of your lease extension to range between £17,100 and £19,800 as well as plus your own and the landlord's "reasonable" professional fees.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of detailed investigations. Do not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be considered and you obviously should be as accurate as possible in your negotiations. You should not take any other action based on this information without first getting professional advice.