Can I use your services to recommend a Conveyancing solicitor in Oswestry even if I’m not buying or selling a house, for example where I want to buy an office in Oswestry with a mortgage from Bank of Scotland?

Our search tool is mainly used to select residential conveyancing solicitors in Oswestry but we have listed at the bottom of this page some Oswestry commercial conveyancing firms. You should enquire with the company directly to see if they are also authorised to represent Bank of Scotland

There is lots of here about conveyancing in Oswestry but can you isolate your top tip for appointing the right conveyancer in Oswestry

Do not opt for the lowest Oswestry conveyancing costs illustration. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.

I am currently in the process of buying my council flat in Oswestry. I have a mortgage agreed with Bank of Ireland. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Bank of Ireland, you will need to appoint a solicitor on the Bank of Ireland conveyancing panel.

TSB have agreed my mortgage in principle, my bid on a flat in Oswestry has been accepted, now what?

The estate agent will need to be advised as to your lawyer's details (make sure the conveyancing practitioners are on the lender’s panel). Call up TSB or the financial adviser and finalise any outstanding paperwork. TSB will sellect a valuer who will get in touch with the selling agent or seller to schedule an appointment. Once conducted (assuming no problems) it takes on average ten days to receive the mortgage offer. TSB will issue the offer to you and your solicitors. The legal work will then take it’s course according the nature and complexity of the conveyancing in Oswestry.

Are there restrictive covenants that are commonly identified during conveyancing in Oswestry?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Oswestry. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

My wife and I purchased a leasehold house in Oswestry. Conveyancing and Barclays mortgage are in place. A letter has just been received from someone saying they have taken over the freehold. Attached was a ground rent demand for rent dating back to 1992. The conveyancing solicitor in Oswestry who previously acted has now retired. Any advice?

The first thing you should do is make enquiries of the Land Registry to be sure that this person is indeed the registered owner of the freehold reversion. You do not need to incur the fees of a Oswestry conveyancing lawyer to do this as it can be done on-line for less than a fiver. Rest assured that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

Leasehold Conveyancing in Oswestry - A selection of Queries before Purchasing

How much is the ground rent and service charge? In the main the cost for major works tend not to be incorporated into the maintenance charges, albeit that there some managing agents in Oswestry obliged leasehold owners to pay into a sinking fund created for the specific intention of establishing a fund for major works. Does the lease contain onerous restrictions?

I'm remortgaging a apartment in Oswestry. I have found my conveyancer's company on the CLC list, but I can't locate my conveyancer's name on the list. Should I be concerned?

Not every individual in the practice must be listed by the regulator. As long there is a manager qualified to 'oversee' the work, the actual day-to-day activity can be undertaken by unqualified staff.