My wife and I are purchasing a newly built flat in Wroughton and my conveyancer is advising me that she has to the lender to reveal incentives from the builder. I am under pressure to sign contracts and I have no desire to delay matters. is my lawyer playing by the book?

You should not exchange unless you have been advised to do so by your solicitor. A precondition to being on a bank panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Wroughton. My lender is The Mortgage Works

The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 14/9/2025, the requirements read as follows :

The deeds to our property are lost. The solicitors who did the conveyancing in Wroughton 10 years ago are no longer around. What are my next steps?

Gone are the days when you need to have the physical deeds to prove you are the registered proprietor of land or property, as the Land Registry have everything they need in a digital format.

How does conveyancing in Wroughton differ for newly converted properties?

Most buyers of new build or newly converted property in Wroughton come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the residence is constructed. This is because builders in Wroughton usually acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Wroughton or who has acted in the same development.

I am on look out for some leasehold conveyancing in Wroughton. Before I set the wheels in motion I would like to find out the remaining lease term.

If the lease is recorded at the land registry - and almost all are in Wroughton - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Wroughton Leasehold Conveyancing - Sample of Questions you should consider Prior to buying

Plenty Wroughton leasehold flats will have a service charge for maintenance of the block invoiced on behalf of the landlord. If you purchase the flat you will have to pay this contribution, normally quarterly throughout the year. This may differ from several hundred pounds to thousands of pounds for large purpose-built buildings. In all likelihood there will be a rentcharge to be met annual, this is usually not a large figure, say around £50-£100 but you need to check it because sometimes it could be surprisingly expensive. How long is the Lease?