Having been referred to your service we were going to use a conveyancing solicitor in Winchcombe recommended using your comparison tool but stumbled across alternative quotes on the internet seem cheaper – why is this?

You can find numerous solicitors promoting pretending to offer £99 conveyancing, but supplementalfees end up with the final invoice being inflated. Solicitors are duty bound to ensure charges listed in terms of engagement should be equitable invoiced The law firms that we list for conveyancing in Winchcombe specify all costs for a domestic conveyancing matter.

We had appointed solicitors based in Winchcombe on the Nationwide solicitor panel. They are now charging me an additional amount for dealing with the Nationwide mortgage. Is this a supplemental conveyancing fee set by Nationwide?

As unfair as it may seem, as long as it’s in their Terms and Conditions or estimate then yes your solicitor is entitled to levy a fee for this. The charge is not set by Nationwide but by your Winchcombe solicitor. Some firms on the Nationwide panel will quote an ‘acting for lender’ fee and others do not.

It is not clear whether my bank requires a lease extension. I have called into my local Winchcombe bank branch on numerous occasions and was informed it wasn't a problem and they will lend. My Winchcombe conveyancing solicitor - who is on the mortgage company conveyancing panel- called to say that they would not lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. I simply don't know who is right.

As long as the solicitor is on the lender approved list, she or he must adhere to the Council of Mortgage Lenders’ Handbook conditions for the lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.

Bank of Ireland have agreed my home loan in principle, my offer on a house in Winchcombe has been agreed to, what happens next?

Your property agent will wish to know who your solicitors are (ensure that the property lawyers are on the bank’s approved list). Telephone Bank of Ireland or the broker and complete any appropriate documentation. Bank of Ireland will sellect a valuer who will get in contact with the selling agent or seller to schedule an appointment. Once conducted (assuming no problems) it takes about ten days for the mortgage offer to be issued. Bank of Ireland will issue the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Winchcombe.

About to purchase a new build flat in Winchcombe. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here are examples of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Winchcombe

There must be mutual enforceability of lessee’s covenants. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please supply a car parking plan.

Due to the guidance of my in-laws I had a survey completed on a property in Winchcombe prior to appointing conveyancers. I have been told that there is a flying freehold overhang to the property. The surveyor advised that some mortgage companies will not grant a mortgage on this type of home.

It varies from the lender to lender. Santander has different requirements from Halifax. If you e-mail us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Winchcombe. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Winchcombe to see if the conveyancing costs will increase in light of this.

Given that I will soon spend 450k on a two bedroom apartment in Winchcombe I wish to talk to a lawyer about myhouse move ahead of instructing the firm. Can this be arranged?

Absolutely - we would be pleased to talk to you we do not take any clients on without you speaking to the solicitor who will be conducting your property ownership legalities in Winchcombe.There is no ‘factory style conveyancing’ - each client is unique individual, not a case reference. The solicitors that we put you in touch with believe that the fees you are provided with for your conveyancing in Winchcombe should be the figure that you end up paying.