My mortgage broker requires my Badsey solicitor’s panel reference for the Santander conveyancing panel. Can you suggest how I discover this. I have contacted my local Badsey branch but they don't know it.

The sensible thing to do is ask for this information from your Badsey lawyer . Most Badsey conveyancing practices will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.

My partner and I are acquiring a new build apartment in Badsey and my conveyancer is advising me that she is duty bound to the bank to reveal incentives from the developer. I am under pressure to exchange contracts and my preference is not to delay matters. Is my lawyer right?

You should not exchange unless you have been advised to do so by your property lawyer. A precondition to being on a bank panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

I am planning to acquire a property and require a conveyancing solicitor in Badsey who is on the Nationwide Building Society approved. Can you recommend a local conveyancing firm?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Nationwide Building Society in certain locations such as Badsey. We dont recommend any particular firm.

I've recently found out that there is a flying freehold issue on a house I have offered on last month in what should have been a simple, no chain conveyancing. Badsey is where the house is located. Can you offer any assistance?

Flying freeholds in Badsey are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Badsey you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Badsey may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Expecting to exchange soon on a studio apartment in Badsey. Conveyancing solicitors have said that they report fully tomorrow. Are there areas in the report that I should be focusing on?

The report on title for your leasehold conveyancing in Badsey should include some of the following:

Responsibility for maintaining the window frames if lease has a provision for a sinking fund? It needs to be made clear to you whether the lease allows you to alter or improve anything in the flat- you should be made aware as to whether any restrictions relates to all alterations or limited to structural alteration, and whether consent is required You should be sent a copy of the lease What the implications are if you are in breach of your lease terms?

Badsey Leasehold Conveyancing - Examples of Questions you should ask Prior to buying

Who takes responsibility for maintaining and repairing the building? Where a Badsey lease has no more than 80 years it will impact the marketability of the flat. Check with your lender that they are willing to to proceed given the lease term. Leases with less than 80 years remaining means that you will almost definitely have to extend the lease at some point and you need to have some idea of how much this will be. For most Badseylease extensions you will be required to have been the owner of the property for 24 months before you are legally able to extend the lease. In the main the cost for major works are not included within maintenance charges, although there some managing agents in Badsey require leasehold owners to contribute towards a sinking fund and this is used to offset against major works.