My wife and I are close to exchanging contracts on the sale of our home in Bourton on the Water and according to the buyers it appears that there is a possibility that the property was built land that was not decontaminated. Any high street Bourton on the Water conveyancer would know this is not the case. It does beg the question why the purchasers instructed an online conveyancing practice as opposed to a conveyancing solicitor in Bourton on the Water. Having lived in Bourton on the Water for three years we know of no issue. Is it a good idea to get in touch with our local Authority to obtain confirmation that there is no issue.

It would appear that you have a conveyancing lawyer currently acting for you. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)

The estate agent has sent us the confirmation of our purchase of a new build apartment in Bourton on the Water. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Bourton on the Water

Please confirm the Lease plans are surveyor prepared. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. There must be mutual enforceability of lessee’s covenants. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.

I opted to have a survey done on a house in Bourton on the Water in advance of instructing solicitors. I have been informed that there is a flying freehold aspect to the property. Our surveyor advised that some banks will refuse to give a loan on this type of premises.

It depends who your proposed lender is. Lloyds has different requirements for example to Birmingham Midshires. If you call us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Bourton on the Water. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Bourton on the Water to see if the conveyancing will be more expensive.

I'm remortgaging my primary property to a BTL loan with The Mortgage Works and I will use the ballance of the raised equity as a down payment on another property. The location we are talking about is Bourton on the Water. Will your lawyers be able to act for both sets of lenders and tie in the transactions?

Make use of our search tool on this page to be sure that the lawyers are approved by both banks. On the basis that they are the conveyancer will be able to connect the two conveyancing matters but you should talk with you solicitor and make apparent your desired outcome and requirements.

We have had DIP from The Royal Bank of Scotland who have advised we could borrow up to £300k. At what point do I need to instruct a lawyer for conveyancing? Bourton on the Water is where we plan to move to.

You can appoint a conveyancer now so that the solicitor can open the ledger so they can conduct their AML checks etc. As and when you wish them to start work you will be asked for a payment on account usually approximately £175. That would generally be once you have the mortgage offer and survey report, nevertheless should you want to expedite the process you can get going quicker albeit risking some expense.