We were just about to exchange contracts for a freehold house in West Norwood. We have hit a stumbling block. The mortgage offer with Alliance & Leicester expires on 15/9/2025 but the vendors are insisting on a completion date of 17/9/2025. Can one extend the loan expiry date?

The best person to deal with your concern is your lawyer who is in a position to calculate whether he or she is should be discussing with the lender, seller’s solicitors, selling agents or indeed all three based on what has happend in your house move to date.

Despite weeks of looking the Title Certificate and documents to my house are lost. The conveyancers who conducted the conveyancing in West Norwood 4 years ago are no longer around. What do I do?

These day there are copies made of almost everything, and your conveyancer should be aware precisely where to look for all the relevant documentation so you can purchase or sell your property without any difficulty. Where duplicates can’t be found, your solicitor can arrange cover in the form of insurance or indemnities protecting you against future claims on your premises.

I am buying a new build apartment in West Norwood. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below is a sample of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in West Norwood

Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. There must be mutual enforceability of lessee’s covenants. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?

Over the last few months I have been searching for a flat up to £245,000 and found one close by in West Norwood I like with open areas and station in the vicinity, the downside is that it only has 61 remaining years left on the lease. I can't really find anything else in West Norwood for this price, so just wondered if I would be making a grave error purchasing a lease with such few years left?

If you need a mortgage the remaining unexpired lease term will be problematic. Reduce the offer by the expected lease extension will cost if not already taken into account. If the existing owner has owned the premises for a minimum of 2 years you can ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this.

Is it possible to swap conveyancer as I need to select a firm on the Nationwide Building Society conveyancing list. I hired a local conveyancing solicitor in West Norwood five minutes from me but he is not accepted by Nationwide Building Society

We will our best to assist in finding you a conveyancing solicitor in West Norwood on the Nationwide Building Society panel. Please note that the conveyancers that we on the directory do not pay us commission if you instruct them and are regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in West Norwood. In utilising search facility on this site, you can scrutinise costs for conveyancing solicitors in West Norwood and beyond.