AssumingI were to buy a simple residential homein Thornton Heath for cash and have no survey and no conveyancing searches how much should I expect to to save on my conveyancing in Thornton Heath?

Any savings you would achieve will be limited to the Thornton Heath conveyancing searches. The is required to do the vast majority of work - money laundering, communicating with the vendors , stamp duty return, register the ownership etc. You might save a bit for them not needing to register a mortgage however it won't be significant.

Forgive me if this question is silly but I am wet behind the ears as a 1st time purchaser of a two bedroom flat in Thornton Heath. Do I receive the keys to the premises on completion from my solicitor? If this is the case, I will appoint a High Street conveyancing solicitor in Thornton Heath?

There is no need to visit the lawyers office on the day of completion. Your solicitors will transfer the completion advance to the seller's solicitors, and once they have received this, you will be able to pick up the keys from the property Agents and start moving into the property. This tends to happen between 1 and 3pm.

We are due to move home in . Does my conveyancing solicitor liaise with the removal company on the day of completion. On a separate note, can you suggest a removal company in Thornton Heath. Conveyancing lawyer was chosen before I stumbled across your website.

On the afternoon of completion you can collect the house keys from the property agent but this can only occur after the previous owners solicitors advise the agent that they have the completion monies and the keys can be passed over. After that you should tell the removal men that you are ready to move in. As a matter of policy we do not suggest a specific removal organisation but can assist you in finding a residential property solicitor in Thornton Heath or a solicitor with expertise in conveyancing in Thornton Heath.

My wife and I purchasing a victorian detached house in Thornton Heath. The intention is to convert the garage to an office at the property.Will legal investigations on the property involve enquiries to determine if these alterations were previously refused?

Your property lawyer should check the deeds as conveyancing in Thornton Heath will occasionally reveal restrictions in the title deeds which prohibit categories of alterations or need the consent of another owner. Many extensions need local authority planning permissions and approval in compliance with building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these issues with a surveyor prior to committing yourself to a purchase.

It has been 2 months following my purchase conveyancing in Thornton Heath completed. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I'm purchasing a new build house in Thornton Heath with a loan from . The developers would not move on the amount so I negotiated £7000 of fixtures and fittings instead. The estate agent told me not to tell my conveyancer about this extras as it will impact my loan with . Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Do I need to be suspicious that estate agents that I am dealing with are suggesting an online conveyancing firm rather than a High Street Thornton Heath conveyancing company?

As with lots of professional services, often recommendations from relatives can be extremely useful or valuable. Yet there are numerous parties with a vested interest in a conveyancing matter; estate agents, financial adviser and banks may put forward conveyancers to select. On occasion these solicitors might be known to one of the organisations as experts in their field, but occasionally there exists a commercial relationship behind the endorsement. You are at liberty to choose your preferred conveyancer. Don't forget that most mortgage providers have an approved list of law firms you are obliged to use for the mortgage aspect of your conveyancing.