I am expecting a mortgage offer from Halifax. My intention is to retain the legal services of a Licensed Conveyancer in Gipsy Hill. Does the Halifax Solicitor panel allow for Licensed Conveyancers?

The Halifax approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.

I am purchasing my first flat in Gipsy Hill with the aid of help to buy. The sellers refused to reduce the amount so I negotiated 6k of extras instead. The sale representative advised me not reveal to my solicitor about the deal as it will impact my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold element on a house I have offered on a fortnight ago in what should have been a straight forward, chain free conveyancing. Gipsy Hill is where the house is located. Is there any guidance you can give?

Flying freeholds in Gipsy Hill are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Gipsy Hill you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Gipsy Hill may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I'm refinancing my current home to a BTL loan with and intend to use the remaining equity towards a second house. The area we are talking about is Gipsy Hill. Will your solicitors be able to act for the two lenders and link together the transactions?

Do use our search tool on this page to check that the conveyancers are approved by both banks. On the basis that they are the lawyer should be able to simultaneously deal with the two deals but you should talk with you solicitor and make apparent your desired outcome and requirements.

I acquired a property in Gipsy Hill last and to date it is still not registered with the Land Registry. It was part of a development site and my told me that it can take one year to register. I have called the Land Registry directly and they have informed me the original application was cancelled due to failure to reply to requisitions. Should I be concerned?

Contact your - Where you are unsatisfied with the responses, enquire as to their firm’s complaints procedure and amplify your problem to a Complaints Manager. Registrations for Gipsy Hill conveyancing are not known to be significantly delayed.