In what way does my ID and proof of funds have anything to do with my conveyancing in Wavertree? Why is this being asked of me?

It is indeed that case that the requirement set out by your lawyer has nothing to do with conveyancing in Wavertree. Nowadays you will not be able to complete any conveyancing deal in the absence submitting proof of your identity. Ordinarily this takes the form of a either your passport or driving licence as well as a council tax bill. Remember if you are providing your driving licence as proof of identification it needs to be both the paper element as well as the photo card part, one is not acceptable without the other.

Verification of your source of money is mandated under Money Laundering Regulations. You should not be offended when you are asked to produce this as your lawyer will need to retain this information on file. Your Wavertree conveyancing lawyer will need to see evidence of proof of funds prior to accepting any funds from you into their client account and they will also ask additional questions concerning the origin of monies.

Despite weeks of looking the Title Certificate and documents to my house can not be found. The lawyers who handled the conveyancing in Wavertree 5 years ago have long since closed. What are my options?

You no longer need to have the physical deeds to evidence that you are the owner of your registered land or property, given that the Land Registry hold details of all registered land or property electronically.

I am purchasing a new build house in Wavertree with a mortgage from Norwich and Peterborough Building Society. The developers would not reduce the amount so I negotiated £7000 of additionals instead. The property agent told me not to tell my conveyancer about the extras as it will adversely affect my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold issue on a house I have offered on two weeks back in what should have been a simple, chain free conveyancing. Wavertree is where the house is located. Can you offer any advice?

Flying freeholds in Wavertree are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Wavertree you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Wavertree may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

How do I identify a Wavertree solicitor on the Barclays conveyancing panel? I have a car and am prepared to travel upto 20kilometers to meet the lawyer.

You can use the facility on this page. Please select a bank and your location and you will see a number of Wavertree conveyancing lawyers locally. We have listed some Wavertree conveyancing firms at the bottom of this page and you can call them to check if they are on the Barclays approved list