I am need of leasehold conveyancing for a flat in a relatively new development (6 years built) in Knotty Ash. Almost all the appartments are already sold. Is it really necessary to order conveyancing searches as part of conveyancing in Knotty Ash?

Conveyancing Searches are a critical link in the Knotty Ash conveyancing process. There are hundreds search providers delivering Knotty Ash conveyancing searches, as well straight from the local authority. These are generally termed personal search companies and they produce, not surprisingly, personal searches. However, all Local Authority Search conveyancing products have one thing in common - they must secure their data from the local authoritative source.

What does my ID and proof of funds have anything to do with my conveyancing in Knotty Ash? Why is this being asked of me?

Anti-terror and anti-money-laundering laws require solicitors and licensed conveyancers to check the identity of the potential client they are dealing with before they can accept their conveyancing business. The Terms of Engagement that you are required to sign should confirm this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. If you are unwilling to provide ID verification documents, your lawyer will not be able to take you on as a client.

When it comes to mortgage companies such as Co-operative, do Knotty Ash conveyancers incur a fee to be on the list of approved solicitors?

We are not aware of any mortgage company fees to register on their list of approved firms, although some do charge an administration charge to deal with the processing of the conveyancing panel application.

We have a mortgage agreed in principle with Clydesdale. Knotty Ash conveyancing solicitors have been selected. What is the average time that one could expect to receive a mortgage offer from Clydesdale?

There is no definitive answer here. Have Clydesdale completed the survey? Have you advised Clydesdale as to your lawyers' details and checked that your lawyers are on the Clydesdale conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

I have today made my last payment due on my mortgage with HSBC. I assume I don't need a Knotty Ash conveyancer on the HSBC panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your HSBC mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the HSBC mortgage from the register. HSBC, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where HSBC has sent the Land Registry the discharge electronically, and
3. HSBC has instructed the Land Registry to do so

What does commercial conveyancing in Knotty Ash cover?

Knotty Ash conveyancing for business premises incorporates a wide array of advice, supplied by qualified solicitors, relating to business property. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.

As co-executor for the will of my grandfather I am disposing of a property in Newport but I am based in Knotty Ash. My solicitor (based 300 kilometers from merequires that I execute a stat dec ahead of the transaction finalising. Could you suggest a conveyancing practitioner in Knotty Ash to witness and place their company stamp on the document?

strictly speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will suffice regardless of whether they are Knotty Ash based