We are buying a property in Old Swan. I might seem paranoid but how we can trust a conveyancer? On the day of competition we will need to deposit our life savings into their account. What is the protection we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

A relative informed me that in purchasing a property in Old Swan there could be a number of restrictions prohibiting external changes to a property. Is this right?

There are anumerous of properties in Old Swan which have some sort of restriction or requirement of consent to carry out external alterations. Part of the conveyancing in Old Swan should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I have decided to exercise my right to buy my property in Old Swan off the council. I have a mortgage offer with Aldermore. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Aldermore, you will need to appoint a solicitor on the Aldermore conveyancing panel.

I need some expedited conveyancing in Old Swan as I am under an ultimatum to sign on the dotted line inside 4 weeks. Luckily I do not need a mortgage. Is it possible to decline from having conveyancing searches to save money and time?

As you are are a mortgage free buyer you are at free not to have searches carried out although no law firm would recommend that you don't. With lots of history conveyancing in Old Swan the following are instances of what can crop up and adversely affect the marketability of the property: Refused Planning Applications, Outstanding Charges, Outstanding Grants, Road Schemes,...

Due to the encouragement of my in-laws I had a survey completed on a property in Old Swan in advance of retaining lawyers. I have been advised that there is a flying freehold element to the house. My surveyor advised that some banks will refuse to issue a mortgage on a flying freehold home.

It depends who your proposed lender is. Bank of Scotland has different instructions from Nationwide. If you call us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Old Swan. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Old Swan to see if the conveyancing costs will increase in light of this.

Is it best to choose a Old Swan conveyancing practitioner who is local to the property I am buying? An old friend can execute the conveyancing however they are based a couple of hundredkilometers drive away.

The benefit of a local Old Swan conveyancing firm is that you can pop in to sign documents, deliver your ID and apply pressure on them where appropriate. They will also have local knowledge which is a bonus. That being said nothing is more important than finding someone that will do a good and efficient job. If other friends have instructed your friend and the majority were content that should trump using an unfamiliar Old Swan conveyancing lawyer solely due to them being based in the area.

I previously told by my bank that their approved conveyancers operate no sale no charge basis for conveyancing in Old Swan. I had a purchase fall through and now the solicitors have invoiced for search fees! They are claiming that the fees are nothing to do with their fees!

in promising "no move no fee" Old Swan conveyancing firms are waiving their charges for any work conducted. We must stress this does not constitute an insurance scheme. you will still be expected to cover any charges that the lawyer has expended on your behalf for example Old Swan local authority checks