I am buying a flat and need a conveyancing solicitor in Tavistock who is on the Platform Home Loans Ltd conveyancing. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Platform Home Loans Ltd in certain locations such as Tavistock. We dont recommend any particular firm.
I purchased a semi-detached Victorian house in Tavistock. Conveyancing practitioner acted for me and Lloyds TSB Bank. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, the second leasehold with the exact same address. I thought I was buying a freehold how can I check?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Tavistock and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with your conveyancing lawyer who completed the work.
I am purchasing a new build house in Tavistock with a loan from Barnsley Building Society. The builders would not move on the price so I negotiated 6k of fixtures and fittings instead. The property agent advised me not reveal to my conveyancer about this extras as it will adversely affect my mortgage with Barnsley Building Society. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the advice of my in-laws I had a survey completed on a house in Tavistock in advance of instructing conveyancers. I have been told that there is a flying freehold element to the property. The surveyor advised that some mortgage companies tend not grant a mortgage on this type of premises.
It depends who your proposed lender is. Bank of Scotland has different instructions from Nationwide. If you call us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Tavistock. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Tavistock to see if the conveyancing will be more expensive.
As co-executor for the estate of my grandfather I am disposing of a residence in Newport but reside in Tavistock. My solicitor (approximately 200 kilometers awayhas requested that I execute a statutory declaration before completion. Can you recommend a conveyancing solicitor in Tavistock who can witness and place their company stamp on the document?
Technically speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will suffice regardless of whether they are Tavistock based