My financial adviser says he needs my Crabtree lawyer’ panel member for the Nationwide conveyancing panel. Can you suggest how I obtain this. I have called my local Crabtree office but they don't know it.
You are best placed to get this information from your Crabtree conveyancer . They should have a central record lender panel numbers.
I have today made my last payment due on my mortgage with Leeds Building Society. I assume I don't need a Crabtree lawyer on the Leeds Building Society panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Leeds Building Society mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Leeds Building Society mortgage from the register. Leeds Building Society, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Leeds Building Society has sent the Land Registry the discharge electronically, and
- Leeds Building Society has instructed the Land Registry to do so
It is not clear whether my mortgage offer requires a lease extension. I have called into my local Crabtree building society branch on various occasions and was informed it wasn't an issue and they would lend. My Crabtree conveyancing solicitor - who is on the lender conveyancing panel- telephoned and was told they will not lend based on their specific requirements. I simply don't know who is right.
The property lawyer has to follow the CML Handbook section two requirements for your lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
I have instructed a Crabtree solicitor having checked that they are on the Kent Reliance conveyancing panel. Does my lawyer arrange the survey of the property?
Kent Reliance will need an independent valuation of the property. Your lawyer will not arrange this. Usually Kent Reliance will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Crabtree surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
My wife and I are close to exchanging contracts on the sale of our home in Crabtree and the buyers lawyers are claiming that there is a possibility that the property was constructed land that was not decontaminated. Any local conveyancer would know that there is no such problem. It does beg the question why the buyers used a nationwide conveyancing outfit rather than a conveyancing solicitor in Crabtree. We have lived in Crabtree for many years we know of no issue. Is it a good idea to get in touch with our local Authority to obtain confirmation need.
It sounds as though you may have a conveyancing solicitor currently acting for you. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
About to purchase a new build flat in Crabtree. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Crabtree
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If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. There must be mutual enforceability of lessee’s covenants. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please supply a car parking plan.
Is it true that a Crabtree conveyancing solicitor has court proceedings brought against them by clients for failing to conduct the right conveyancing searches?
We are not aware of such a Crabtree conveyancing matter but according to a recent report, clients purchasing a property in Cumbria successfully sued their conveyancing practitioner as a consequence of development plans to erect a wind farm failing to be picked up in conveyancing searches.
Where you are purchasing in Crabtree It is important that your solicitor conduct all Crabtree conveyancing searches needed making sure that you have relevant and current information before acquiring a home in Crabtree.