I am purchasing a new build house in Stallingborough with a loan from Britannia. The builders would not reduce the amount so I negotiated 6k of additionals instead. The property agent suggested that I not disclose to my conveyancer about the deal as it will impact my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

How easy is it to swap firm as I need to appoint one who is on the The Mortgage Works conveyancing panel. I had appointed a family conveyancing solicitor in Stallingborough five minutes from me but he is not accepted by The Mortgage Works

It would be our pleasure to assist you select a conveyancing solicitor in Stallingborough on the The Mortgage Works panel. Please note that the conveyancers that we work with do not pay us a referral fee if you instruct them and are registered with the Solicitors Regulation Authority who oversee all conveyancing solicitors in Stallingborough. In making use of the find a conveyancing solicitor tool on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Stallingborough.

I need to instruct a conveyancing lawyer in Stallingborough for my home move. Is it possible to check a firm’s record with the profession’s regulator?

Anyone may review published Solicitor Regulator Association (SRA) determinations stemming from investigations from 2008 onwards. Visit Check a solicitor's record. To find records about the period before 1 January 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, use +44 (0)121 329 6800. The SRA sometimes recorded call for training reasons.

Jane (my partner) and I may need to sub-let our Stallingborough 1st floor flat temporarily due to taking a sabbatical. We used a Stallingborough conveyancing practice in 2002 but they have since shut and we did not have the foresight to seek any advice as to whether the lease allows us to sublet. How do we find out?

Notwithstanding that your previous Stallingborough conveyancing lawyer is not around you can review your lease to see if you are permitted to let out the premises. The accepted inference is that if the deeds are silent, subletting is permitted. There may be a precondition that you must obtain permission from your landlord or other appropriate person before subletting. The net result is you not allowed to sublet in the absence of prior permission. The consent should not be unreasonably turned down. If your lease does not allow you to sublet you will need to ask your landlord for their consent.

Stallingborough Leasehold Conveyancing - Examples of Questions you should consider Prior to buying

If a Stallingborough lease has fewer than eighty years it will impact the value of the property. Check with your mortgage company that they are willing to go ahead with the loan given the lease term. A short lease means that you will almost definitely have to extend the lease at some point and you need to have some idea of what this will be. For most Stallingboroughlease extensions you will be be obliged to have owned the residence for a couple of years before you are eligible to exercise a lease extension. This question is useful as a) areas can result in problems for the block as the common areas may begin to deteriorate if services are not paid for b) if the tenants have a dispute with the managing agents you will want to have complete disclosure You will want to find out as much as possible about the managing agents as they can either make your life much simpler or much more difficult. Being a leasehold owner you will be in the clutches of the managing agents from a financial perspective and when it comes to daily matters like the upkeep of the communal areas. Don't be shy to ask other tenants what they think of them. On a final note, investigate as to the dates that you are obliged pay the service charge to the relevant party and precisely what it includes.

I am an executor of my recently deceased parent's Will, with a property in Stallingborough which is to be marketed. The house has never been registered at the Land Registry and I'm told that many EAs will insist that it is completed before they will move forward. What's the mechanism for this?

In the circumstances you refer to it seems advisable to seek to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. HMLR’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and certified copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.