My Solicitor in Hedon is not listed on the Coventry Building Society Conveyancing Panel. Can I still retain my prefered solicitor even though they are not on the Coventry Building Society panel?
Your options are as follows:
- Carry on with your existing Hedon solicitors but Coventry Building Society will need to instruct a solicitor on their list of acceptable firms. This will inevitably rack up the total conveyancing fees and cause frustration.
- Choose a new solicitor to to deal with the conveyancing, remembering to check they are Coventry Building Society approved.
- Persuade your Coventry Building Society solicitor to attempt to join the Coventry Building Society panel
Does a directory service exist listing Co-operative panel solicitors in Hedon on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such tool on the CML or Building Society Association sites. Very few lenders make their panel listings viewable online. If you are looking for a Hedon lawyer on the Co-operative please make the most of our tool.
How can we know in advance if a Hedon conveyancing solicitor on the Barclays panel is any good?
When it comes to conveyancing in Hedon getting recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advocate that you speak with the lawyer carrying out your conveyancing.
We were going to get a OIP from Coventry BS this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Coventry BS recommend any Hedon solicitors on the Coventry BS conveyancing panel, or is it better to go independently?
You will need to appoint Hedon solicitors independently although you'll need to choose one on the Coventry BS conveyancing panel. The solicitor represents both you and Coventry BS through the process.
Due to the input of my in-laws I had a survey completed on a property in Hedon in advance of instructing lawyers. I have been advised that there is a flying freehold element to the house. Our surveyor advised that some lenders tend not issue a mortgage on a flying freehold property.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Nationwide. Should you wish to call us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Hedon. Conveyancing may be slightly more expensive based on your lender's requirements.
My husband and I are FTB’s - had an offer accepted, yet the estate agent informed us that the seller will only move forward if we appoint the agent's preferred lawyers as they are insisting on a ‘quick sale’. My instinct tells me that we should use a family solicitor who is familiar with conveyancing in Hedon
It is highly unlikely the vendors are driving this. If they want ‘a quick sale', taking such a hostile approach to a motivated purchaser is counter productive. Try to communicate with the owners directly and make sure they understand (a)you are serious purchasers (b)you are excited to move forward, with mortgage lined up © you do not need to sell (d) you intend to proceed fast (e)but you intend to use your preferred Hedon conveyancing firm - rather thanthe ones that will provide their negotiator at the agency a commission or meet his conveyancing thresholds demanded by HQ.
The property lawyers carrying out our conveyancing in Hedon has sent papers to review that show the land is unregistered with epitome documents. Is it not the case that all properties in Hedon are registered?
The majority of property in Hedon is registered. An 'epitome' is basically a dossier of photocopies of documents affecting an unregistered title. Plenty of Hedon conveyancing solicitors will be familiar with such matters but if any uncertainty prevails the conventional guidance presently is for the seller to deal with the registration formalities first and subsequently sell - this will have a knock on effect to result in a significant delay.