We are selling our house in New Waltham. Will the solicitor have to be required to be on the Coventry BS conveyancing panel in order to deal with repayment of my mortgage?

Ordinarily, even if your lawyer is not on the Coventry BS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently currently.

Can I be sure that the New Waltham conveyancing solicitor on the Nottingham panel is any good?

When it comes to conveyancing in New Waltham seeking recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advocate that you speak with the lawyer conducting your transaction.

Intending to buy a flat in New Waltham. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Yorkshire BS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the New Waltham conveyancer is on the Yorkshire BS conveyancing panel.

I was told three weeks ago that my mortgage has been agreed to by Coventry BS. Is it usual for Coventry BS to only issue the offer once my solicitor in New Waltham is approved on their conveyancing panel? Coventry BS have asked my solicitor to see a copy of their PI Insurance.

Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Coventry BS to deal with your lawyer's application to be on the Coventry BS conveyancing panel. There's no guarantee that your solicitor will be accepted.

I'm buying a new build house in New Waltham with a loan from Birmingham Midshires. The builders would not budge the price so I negotiated £7000 of fixtures and fittings instead. The estate agent suggested that I not disclose to my solicitor about this side-deal as it will jeopardize my mortgage with Birmingham Midshires. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey carried out on a house in New Waltham before instructing conveyancers. I have been informed that there is a flying freehold aspect to the property. Our surveyor has said that some lenders may refuse to grant a mortgage on this type of premises.

It depends who your proposed lender is. Lloyds has different instructions from Nationwide. Should you wish to call us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in New Waltham. Conveyancing will be smoother if you use a solicitor in New Waltham especially if they regularly deal with such properties in New Waltham.

My father has encouraged me to instruct his conveyancers in New Waltham. Should I choose my own property lawyer?

There are no two ways about it the ideal way to select a conveyancing lawyer is to get feedback from friends or relatives who have used the solicitor you're contemplating using.