Can your site be used to locate a Conveyancing solicitor in St Mary Cray even where I’m not buying or disposing of a house, for example if I wish to acquire an office in St Mary Cray with a mortgage from Accord Mortgages Ltd?
The service is mainly used to locate residential conveyancing solicitors in St Mary Cray but we have listed at the bottom of this page a few St Mary Cray commercial conveyancing firms. You will need to make contact with the company directly to check if they are also authorised to represent Accord Mortgages Ltd
What is the difference between a licensed conveyancer and conveyancing solicitor in St Mary Cray
There are many registered licenced Conveyancers in St Mary Cray and Solicitor partnerships in St Mary Cray to choose from It is important to make clear that the two are supervised by regulatory bodies with both specialising in the legal aspects of the home buying process. Both can conduct other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
My bid for a property was accepted at auction in St Mary Cray. Conveyancing is required. What are my next steps?
Given that you are now exchanged you must hire the services of a conveyancing practitioner as a matter of urgency as you will have a pending a fixed date to complete the purchase. Every auction property should have a bespoke legal pack. This will likely include evidence of title and search results. If you have purchased leasehold premises the legal papers should include a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork relating to leasehold premises. You must pass this on to your appointed conveyancing solicitor as soon as possible. Do make sure that your finances are in place to complete the transaction on the set completion date.
After weeks of negotiation I have agreed a price on an apartment in St Mary Cray. My mortgage broker pressured me to appoint their solicitor. I paid an on account payment of £200. A few days later, the solicitor contacted me to say that they were not on the Nationwide conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Nationwide panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
How does conveyancing in St Mary Cray differ for newly converted properties?
Most buyers of new build premises in St Mary Cray come to us having been asked by the builder to exchange contracts and commit to the purchase even before the residence is finished. This is because builders in St Mary Cray usually acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in St Mary Cray or who has acted in the same development.
I am looking for a ground for flat up to £245,000 and identified one near me in St Mary Cray I like with a park and station nearby, however it only has 52 years on the lease. There is not much else in St Mary Cray in this price bracket, so just wondered if I would be making a grave error purchasing a short lease?
Should you need a mortgage the shortness of the lease will likely be problematic. Reduce the offer by the anticipated lease extension will cost if not already taken into account. If the existing proprietor has owned the property for at least twenty four months you could ask them to start the process of the extension and then assign it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer about this.
Is it best to go with a St Mary Cray conveyancing lawyer in close proximity to the house I am hoping to buy? An old friend can perform the conveyancing however his firm is located approximately 350kilometers drive away.
The primary upside of using a high street St Mary Cray conveyancing firm is that you can drop in to execute documents, present your identification documents and pester them where appropriate. They will also have local knowledge which is a benefit. However nothing is more important than finding someone that will do a good and efficient job. If you know people who instructed your friend and on the whole were happy that should outweigh using an unknown St Mary Cray conveyancing lawyer solely due to them being based in the area.