lenderpanel

Find a Foots Cray Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Foots Cray? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Foots Cray home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Foots Cray conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Foots Cray

Can your site be used to recommend a Conveyancing solicitor in Foots Cray even if I’m not buying or disposing of a house, for example if I intend to acquire an office in Foots Cray with a mortgage from Virgin Money?

Our comparison service is predominantly used to help choose domestic conveyancing solicitors in Foots Cray but we have set out at the bottom of this page a few Foots Cray commercial conveyancing firms. You should make contact with the company directly to check if they are also authorised to represent Virgin Money

I appreciate that there are debates on Chancel Insurance on online forums. Do I require chancel insurance when purchasing a house in Foots Cray? or I am told that there is a law dating back centuries that could mean that owners of property residing in a parish church boundary will be compelled to pay for maintenance to the chancel in proximity to the church. Is this suitable for conveyancing in Foots Cray?

Unless a previous purchase of the premises took place post 12 October 2013 you can assume that solicitors carrying out conveyancing in Foots Cray to continue to suggest a chancel search and or chancel repair liability insurance.

About to purchase a new build apartment in Foots Cray. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Foots Cray

    Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. There must be mutual enforceability of lessee’s covenants. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.

Following months of dialogue we simply can't agree with our landlord on how much the lease extension should cost for our flat in Foots Cray. Can we issue an application to the Residential Property Tribunal Service?

Most certainly. We can put you in touch with a Foots Cray conveyancing firm who can help.

An example of a Lease Extension matter before the tribunal for a Foots Cray flat is 103a Footscray Road in January 2014. The tribunal determines that the premium payable for the extended lease should be £34,500 according to the expert witness valuation calculation This case affected 1 flat.

When it comes to leasehold conveyancing in Foots Cray what are the most frequent lease problems?

Leasehold conveyancing in Foots Cray is not unique. All leases are individual and legal mistakes in the legal wording can sometimes mean that certain clauses are missing. For example, if your lease is missing any of the following, it could be defective:

    Clauses dealing with recovering service charges for expenditure on the building or common parts. Insurance obligations

A defective lease will likely cause issues when trying to sell a property primarily because it impacts on the ability to obtain a mortgage on the property. Halifax, The Mortgage Works, and Platform Home Loans Ltd all have express conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease does not cover certain provisions they may refuse to grant the mortgage, obliging the purchaser to pull out.

I have just appointed agents to market my ground floor apartment in Foots Cray.Conveyancing has not commenced but I have recently had a half-yearly maintenance charge demand – should I leave it to the buyer to sort out?

The sensible thing to do is clear the maintenance contribution as usual given that all rents and service payments should be apportionedas part of the financial calculations for completion monies, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially

Last updated

Neighbouring Locations

Lamorbey
Sidcup
Foots Cray
Ruxley
St Paul's Cray
St Mary Cray

Find out more about how flying freehold can affect your the value of a property.