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Find a St Luke's Conveyancing Solictior on Your Lender’s Panel

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Recently asked questions about conveyancing in St Luke's

I am purchasing a property mortgage free in St Luke's. I have lived for the previous 20 years in St Luke's. Conveyancing searches are a lot of money. Given that I have knowledge of the road and vicinity intimately must I have all the conveyancing searches?

If you not getting a home loan, then the vast majority of the St Luke's conveyancing searches are at your discretion. Your lawyer will 'advise', no-doubt strongly, that you should have searches carried out, but he is duty bound to do this. Do consider; if you are likely to sell the house at a future date, it could be of interest to your prospective purchaser what the searches determine. There are plenty of instances where properties with day to day issues can still show up unpredicted search results. A good conveyancing solicitor in St Luke's will provide you some sensible advice here.

I am the registered owner of a freehold premises in St Luke's but nevertheless pay rent, why is this and what is this?

It is rare for properties in St Luke's and has limited impact for conveyancing in St Luke's but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the creation of fresh rentcharges post 1977.

Old rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 is to be extinguished.

There are a variety of conveyancing solicitors in St Luke's but how do I know who's good?

Do not opt for the lowest St Luke's conveyancing costs illustration. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.

I am aiming to move house in March. Will my conveyancing solicitor update the removal company on the completion day. On a separate note, can you suggest a removal company in St Luke's. Conveyancing solicitor was found before I stumbled across this website.

On the afternoon of completion you will need to collect the keys from the estate agent but this should only be done once the sellers solicitors inform the agent that they have the completion monies and the keys can be passed over. Subsequently you should advise the removal men that they can start moving you in. We are not in a position to suggest a particular removal company but can help you choose a conveyancing in St Luke's or a firm that specialises in conveyancing in St Luke's.

I happen to be the sole recipient of my late father’s estate with all property in now in my sole name, including the my former home in St Luke's. The St Luke's property was put into my name in October. I plan to dispose of the house. I do know about the Mortgage Lenders six month 'rule', which means that my property ownership could be considered the same way as if I'd bought the house in October. Do I have to wait half a year to sell?

The Council of Mortgage Lenders’ handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be caught by that. Most lenders would take a sensible view as this provision is principally there to pick up on subsales or the flipping of property.

Completion is due on our sale of a £475,000 apartment in St Luke's next Tuesday. The managing agents has quoted £324 for Landlord’s certificate, insurance certificate and 3 years service charge statements. Is it legal for a freeholder to charge an administration fee for a leasehold conveyance in St Luke's?

For the majority of leasehold sales in St Luke's conveyancing will involve, queries regarding the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :

    Addressing pre-exchange questions Where consent is required before sale in St Luke's Supplying insurance information Deeds of covenant upon sale Registering of the assignment of the change of lessee after a sale
Your conveyancer will have no control over the level of the charges for this information but the average costs for the information for St Luke's leasehold property is £350. For St Luke's conveyancing transactions it is customary for the seller to pay for these costs. The landlord or their agents are under no legal obligation to answer such questions most will be willing to do so - albeit often at exorbitant prices where the fees bear little relation to the work involved. Unfortunately there is no law that requires fixed charges for administrative tasks. Neither is there any legal time frame by which they are obliged to provide the information.

I am the leaseholder of a first floor flat in St Luke's. In the absence of agreement between myself and the freeholder, can the Leasehold valuation Tribunal make a decision on the sum due for a lease extension?

Most definitely. We are happy to put you in touch with a St Luke's conveyancing firm who can help.

An example of a Lease Extension matter before the tribunal for a St Luke's flat is 137 & 139 Haberdasher Street in December 2013. The Tribunal determines in accordance with section 48 and Schedule 13 of the Leasehold Reform, Housing and Urban Development Act 1993 that the premium for the extended lease for each Property should be £12,350.00. This case affected 2 flats. The unexpired lease term was 72.39 years.

How much experience do your St Luke's conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?

St Luke's conveyancing lawyers help thousands of buyers move home every year and assisted plenty of clients through the Help To Buy scheme. The chances are that whatever makes your case unique St Luke's conveyancers have worked on recent similar cases.

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