My financial adviser says he needs my Coulsdon lawyer’ panel member for the Lloyds conveyancing panel. Can you suggest how I discover this. I have tried my local Coulsdon branch but they don't know it.

You are best placed to get this information from your Coulsdon conveyancer . They keep a central record lender panel numbers.

At what point does exchange of contracts happen for domestic conveyancing in Coulsdon and do I need to attend the conveyancers office?

If you are local to our conveyancing solicitors in Coulsdon you are invited in to sign the paperwork. That being said, the firms we recommend supply countrywide coverage for conveyancing and provide just as comprehensive and professional a job for you when dealing with you by post or email. The signing of the contract is not the important part. A signed contract is necessary for the firm to officially exchange when the time is right, which is ordinarily shortly after signing. The exchange process is nowadays normally dealt with by telephone and can be very rapid, although where a lengthy "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Coulsdon)to be in the office at the appropriate time.

I am being told by my conveyancer that defective lease insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Coulsdon?

The right level of defective lease indemnity insurance should be dictated by who your lender. It would differ for example between Santander and Leeds Building Society. Conveyancing solicitors as opposed to borrowers take out such insurances.

I have decided to exercise my right to buy my property in Coulsdon off the council. I have a mortgage offer with RBS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with RBS, you will need to appoint a solicitor on the RBS conveyancing panel.

After weeks of negotiation I have agreed a price on a house in Coulsdon. My financial adviser suggested a solicitor. I paid an on account payment of £225. A few days later, the conveyancer called me sheepishly admitting that they were not on the Nationwide conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Nationwide panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

Have purchased a a detached house in Coulsdon , how long will it take for the Land Registry to register the transfer to my name? My Coulsdon conveyancing solicitor has been painfully slow, so I want to be certain that my name is recorded.

There is nothing unique about conveyancing in Coulsdon registration formalities. Rather than based on location, timescales can differ depending on the party submitting the application, whether there are errors and whether the Land registry communicate with any third persons or bodies. As of today roughly 80% of submission are fully addressed within 12 days but some can be subject to extensive hold-ups. Historically registration takes place after the purchaser has moved in to the premises so post completion formalities is not usually an essential issue yet where there is a degree of urgency associated with the registration then you or your lawyers can communicate with the Registry to express the reasoning for an expedited registration.

I am hoping to exchange soon on a leasehold property in Coulsdon. Conveyancing solicitors have said that they are sending me a report tomorrow. What should I be looking out for?

Your report on title for your leasehold conveyancing in Coulsdon should include some of the following:

if lease has a provision for a reserve fund? Does the lease prevent you from letting out the flat, or having a home office for business Changes to the premises Repair and maintenance of the property Where does the liability rest for maintaining the window frames

I am the registered owner of a a ground floor purpose built flat in Coulsdon. In the absence of agreement between myself and the landlord, can the Leasehold valuation Tribunal determine the amount payable for the purchase of the freehold?

You certainly can. We are happy to put you in touch with a Coulsdon conveyancing firm who can help.

An example of a Freehold Enfranchisement case for a Coulsdon premises is 223 Brighton Road in September 2013. The premium payable for the acquisition freehold of the properties should be £10,934 (Ten thousand,nine hundred and thirty four pounds) This case was in relation to 3 flats. The unexpired lease term was 75 years.