What is the best way to investigate if the solicitor handling my conveyancing in Pulborough is on the lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Leeds Building Society thus spending £192.00 in further legal bill.

Feel free to make use of the find a conveyancing panel solicitor tool on this site. Pick the lender and type ‘Pulborough’ or your location and you will see a number of lawyer offices in Pulborough or nearest you.

I am purchasing my first flat in Pulborough with a loan from Lloyds TSB Bank. The builders refused to budge the amount so I negotiated five thousand pounds worth of extras instead. The sale representative advised me not reveal to my lawyer about the deal as it will impact my loan with Lloyds TSB Bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Is it possible to transfer to a new firm as I have to retain a firm on the Santander conveyancing list. I instructed a local conveyancing solicitor in Pulborough five minutes from me but he is not accepted by Santander

We will our best to assist in finding you a conveyancing solicitor in Pulborough on the Santander panel. Please note that the conveyancers that we work with do not pay us a referral fee if you instruct them and are registered with the SRA who oversee all conveyancing solicitors in Pulborough. Using the find a conveyancing solicitor tool on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Pulborough.

I've found a house that appears to be perfect, at a reasonable price which is making it more attractive. I have subsequently been informed that it's a leasehold rather than freehold. I would have thought that there are particular concerns purchasing a house with a leasehold title in Pulborough. Conveyancing advisers have are soon to be instructed. Will my lawyers set out the implications of buying a leasehold house in Pulborough ?

The majority of houses in Pulborough are freehold rather than leasehold. This is one of the situations where having a local conveyancer used to dealing with such properties who can assist with the conveyancing process. It is clear that you are purchasing in Pulborough so you should seriously consider looking for a Pulborough conveyancing solicitor and check that they have experience in advising on leasehold houses. As a matter of priority you will need to check the number of years remaining. Being a leaseholder you will not be entirely free to do whatever you want with the house. The lease comes with conditions such as requiring the freeholder’sconsent to carry out changes to the property. You may also be required to pay a service charge towards the maintenance of the estate where the house is located on an estate. Your lawyer will appraise you on the various issues.

I acquired a ground floor flat in Pulborough, conveyancing formalities finalised in 2001. Can you work out an approximate cost of a lease extension? Corresponding flats in Pulborough with over 90 years remaining are worth £191,000. The average or mid-range amount of ground rent is £55 charged once a year. The lease ends on 21st October 2078

With just 53 years remaining on your lease we estimate the premium for your lease extension to span between £27,600 and £31,800 as well as legals.

The figure that we have given is a general guide to costs for extending a lease, but we are not able to advice on a more accurate figure in the absence of comprehensive due diligence. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Neither should you move forward placing reliance on this information without first getting professional advice.

My wife and I have AIP from Skipton Building Society who indicated that they will lend up to £300k. At what point do we need to instruct a solicitor for conveyancing? Pulborough is where we plan to move to.

It would be wise to instruct a conveyancing practitioner now so that the property lawyer can open the file so they can do the ID checks etc. If and when you wish them to start work they will seek a payment on account normally approximately £175. That would normally be once you have the loan offer from your bank and valuation back, nevertheless if you wish to speed matters you can start the ball rolling sooner even though you may be risking some expense.