I am buying an apartment in Pulborough. My property lawyer is not listed on the mortgage company solicitor list. Is it possible for me to retain my Pulborough conveyancing solicitor notwithstanding that they are excluded from the lender panel?

You have a number of options available to you here

• Carry on with your existing Pulborough but your lender will no doubt instruct a on their approved list. This will result in additional charges together with potential interruption.
• Get a new to conduct the conveyancing, making sure they are on the mortgage company conveyancing panel.
• Convince your to apply to join the bank panel

Are the Pulborough conveyancing solicitors identified as being on the conveyancing panel, together with their details provided by ?

Pulborough conveyancing firms themselves provide us confirmation that they are on the conveyancing panel as opposed to being supplied with a list from directly.

What will a local search tell me regarding the property my wife and I purchasing in Pulborough?

Pulborough conveyancing often starts with the submitting local authority searches directly from your local Authority or through a personal search company for instance Searchflow The local search is essential in every Pulborough conveyancing purchase; that is if you don’t want any unpleasant once you have moved into your property. The search should supply data on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject sections.

I have a terraced Edwardian property in Pulborough. Conveyancing lawyer represented me and . I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, another for leasehold under the exact same address. Is it worth asking to clarify?

You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Pulborough and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the position with your conveyancing practitioner who conducted the work.

Leasehold Conveyancing in Pulborough - A selection of Questions you should consider before buying

Many Pulborough leasehold apartments will be liable to pay a service charge for the upkeep of the block levied on behalf of the freeholder. Should you buy the property you will have to pay this amount, usually in instalments accross the year. This may differ from a few hundred pounds to thousands of pounds for blocks with lifts and large common areas. In all probability there will be a ground rent to be met yearly, ordinarily this is not a significant sum, say about £50-£100 but you need to check as sometimes it could be many hundreds of pounds. Where a Pulborough lease has less than eighty years it will impact the marketability of the apartment. It is worth checking with your lender that they are willing to to proceed given the lease term. A short lease means that you will most likely have to extend the lease sooner rather than later and you need to have some idea of what this will be. Remember, in most cases you would need to own the premises for 24 months in order to be eligible to extend the lease. Generally speaking the outlay for major works tend not to be built into the maintenance charges, although a few managing agents in Pulborough ask tenants to contribute towards a reserve fund created for the specific intention of establishing a fund for larger repairs or maintenance.