My mortgage company has recommended solicitors on their panel based in Angmering but I would rather choose a conveyancing lawyer in Angmering local to me. Can you assist?

The minority of Angmering conveyancing firms are on all lender’s conveyancing panel. Use our search tool to locate a Angmering conveyancing conveyancer on the on the bank panel.

Is it necessary to pay for insurance to protect me from financial exposure to chancel repairs when buying a house in Angmering?

Unless a previous acquisition of the house completed post 12 October 2013 you can expect solicitors handling conveyancing in Angmering to remain encouraging a chancel search and or insurance against a claim.

Despite weeks of looking the Title Certificate and documents to our home can not be found. The conveyancers who did the conveyancing in Angmering 5 years ago have long since closed. What do I do?

Assuming the title is registered the details of your ownership will be documented by HMLR with a Title Number. It is easy to perform a search at the Land Registry, find your property and secure up to date copies of the property title for a small fee. If the title is Leasehold then the Land Registry will usually hold a file copy of the Registered Lease and again, a copy can be ordered for a small fee.

I am employed by a busy estate agent office in Angmering where we have witnessed a few leasehold sales put at risk due to short leases. I have been given conflicting advice from local Angmering conveyancing solicitors. Please can you clarify whether the owner of a flat can start the lease extension process for the buyer?

Provided that the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to kick-start the lease extension process and assign the benefit of the notice to the purchaser. The benefit of this is that the proposed purchaser can avoid having to sit tight for 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed before, or simultaneously with completion of the disposal of the property.

An alternative approach is to extend the lease informally by agreement with the landlord either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.

Angmering Leasehold Conveyancing - Sample of Queries Prior to buying

The best form of lease arrangement is where the freehold title is in the ownership of the leaseholders. In this scenario the tenants benefit from being in charge if their destiny and notwithstanding that a managing agent is often employed if it is bigger than a house conversion, the managing agent acts for the leaseholders themselves. How many of the leaseholders are in arrears for their service charge payments? Does the lease include onerous restrictions?

My wife and I have just had an offer accepted on a property and had meeting on Monday with Nationwide for the mortgage. They advised me that when it comes to appointing a conveyancer that if they are not on their approved panel of property lawyers then we will have to pay out an extra charge of £200. This is because they would then have to appoint a property lawyer to act on their behalf as well as the one we choose to act for ourselves and we assume responsibility for their costs. I have asked Nationwide to furnish me with a list so I can obtain estimates only from their approved conveyancers but was told that I need to check with each individual solicitor to see if they are on the panel. Is there a simple way of finding out who is on a lender panel?

Ask Nationwide what their criteria for joining their panel is for a conveyancer.Thereafter ask the conveyancing practitioner of your choice whether they fit that criteria and have they acted on loans for Nationwide in the past. Where the answer to those is yes, then just clarify this with Nationwide. Another option is to use our search facility and we should be able to identify a conveyancing practitioner in Angmering on the approved list for Nationwide.