My partner’s dad is a conveyancer. I am hopeful that I'll be able to get mate’s fee for conveyancing, However if that does not come through, what level of costs would I typically be looking at for conveyancing in Helston?

You should contrast pricing. Do use our search tool on this site. The quotes seem to vary but the service one can expect are distinct between property lawyers as is the case with most professions.

we are a couple who wish to acquire a purpose built flat in Helston with a residential mortgage from HSBC Bank.We would like to retain our Helston conveyancing lawyer but HSBC Bank says he's not on their approved list of firms. We have to appoint a HSBC Bank panel firm or retain our preferred solicitor and pay for one of their panel ones to represent them. We feel as though this is unjust; is there anything we can do?

Unfortunately,no. The loan offered to you contains various provisions, a common one being that lawyers needs to be on the HSBC Bank approved list. in the past, most mortgage companies had large numbers of law firms on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for HSBC Bank

I have been on the look out for a flat up to £235,500 and identified one close by in Helston I like with a park and railway links in the vicinity, the downside is that it's only got 52 years unexpired on the lease. I can't really find anything else in Helston in this price bracket, so just wondered if I would be making a mistake acquiring a short lease?

If you require a home loan the remaining unexpired lease term may be an issue. Discount the offer by the anticipated lease extension will cost if not already taken into account. If the current owner has owned the premises for at least 2 years you may request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer regarding this.

In my capacity as executor for the estate of my uncle I am disposing of a property in Newport but reside in Helston. My conveyancer (approximately 260 miles from meneeds me to sign a stat dec before the transaction finalising. Could you suggest a conveyancing lawyer in Helston who can witness this legal document for me?

strictly speaking you should not need to have the documents witnessed by a conveyancing solicitor. Normally any notary public or solicitor will suffice regardless of whether they are based in Helston

My wife and I have selected a Helston conveyancing solicitor for our house purchase (first time buyers) and have picked up in the Ts and Cs that they are not covered by the Financial Conduct Authority. Am I right to be concerned or is that usually the case with solicitor?

We can't see why they should be. Most conveyancer don't lend money. They will be regulated by the Solicitors Regulation Authority, who set specific rules regulating amounts held by them.