It has been 3 months since my purchase conveyancing in Helston concluded. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I'm buying a new build house in Helston benefiting from help to buy. The sellers refused to reduce the amount so I negotiated £7000 of fixtures and fittings instead. The property agent told me not to tell my solicitor about this deal as it could jeopardize my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Over the last few months I have been searching for a leasehold apartment up to £235,500 and identified one near me in Helston I like with open areas and transport links nearby, however it only has 49 years on the lease. I can't really find anything else in Helston suitable, so just wondered if I would be making a grave error purchasing a short lease?

Should you require a mortgage that many years will likely be problematic. Reduce the offer by the expected lease extension will cost if not already taken into account. If the current owner has owned the property for a minimum of 2 years you can request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor about this.

I am using a search engine for the words cheap conveyancing in Helston it brings up many property lawyersin the area. With so much choice what is the best way to find the suitable solicitor for me?

The preferential method of finding a suitable conveyancer is via trusted referral, so enquire of colleagues and family who have acquired a property in Helston or the reputable estate agent or financial adviser. Costs for conveyancing in Helston vary, so it's advisable to obtain a minimum of three costs illustrations from varying types of law firms. Dont forget to clarify that the fees are fixed.

Online research suggests that Helston solicitors are more costly than licensed conveyancers in Helston when it comes to purchasing a property. Am I better off using a conveyancer or a solicitor if I am purchasing for my home move in Helston.

When it comes to conveyancing in Helston the costs are unlikely to vary dramatically depending on whether the legal expert is a licenced conveyancer or solicitor.