We were just about to exchange contracts for a garden flat in Reynoldston. We encountered a snag. Our loan offer with The Royal Bank of Scotland runs out on 30/3/2026 but the sellers are insisting on a completion date of 1/4/2026. Can one extend the loan expiry date?

The person best placed to address this concern is your solicitors who will hopefully assess whether they should be discussing with the mortgage broker, owner’s lawyers, selling agents or conceivably all three given what has gone on in your conveyancing as of today.

I own a freehold property in Reynoldston but still invoiced for rent, why is this and what is this?

It is rare for properties in Reynoldston and has limited impact for conveyancing in Reynoldston but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the establishment of fresh rentcharges post 1977.

Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 will be dispensed with completely.

I'm buying a new build house in Reynoldston with the aid of help to buy. The builders would not budge the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep suggested that I not to tell my conveyancer about the side-deal as it will jeopardize my loan with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Is it simple use your search tool to select a conveyancing lawyer in Reynoldston on the approved list for my lender?

1st select a mortgage company such as Nationwide Building Society, Leeds Building Society or Britannia then type in your preferred area a common one being Reynoldston. Conveyancing practices in Reynoldston and nationally should be identified.

What range of conveyancing matters do Reynoldston conveyancing firms typically advise on?

The majority of Reynoldston conveyancing firms manage to offer various assistance to residential and rural land owners, vendors, buyers, freeholders and tenants assistingwith some of the following:

Home sale conveyancing in Reynoldston or elsewhere in the country Private residential purchase conveyancing in Reynoldston and nationwide Reynoldston conveyancing for Conveyancing for repossessed property Acquisition of council property under the Right to Buy Scheme Tenancy and licence agreements Helping tenants collectively buy their freehold (Collective Enfranchisement) including setting up the necessary companies