I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Nunthorpe. My lender is Chelsea Building Society

Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 15/9/2025, the requirements read as follows :

Over the last few months I have been searching for a ground for flat up to £235,500 and found one near me in Nunthorpe I like with amenity areas and railway links in the vicinity, the downside is that it only has 61 years on the lease. I can't really find anything else in Nunthorpe for this price, so just wondered if I would be making a grave error acquiring a short lease?

Should you need a mortgage the shortness of the lease may be an issue. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the current owner has owned the property for at least 2 years you may request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this matter.

How do I locate a Nunthorpe solicitor on the Lloyds TSB Bank conveyancing panel? I have wheels and am prepared to travel upto 25miles to meet the lawyer.

You can use the search on this website. Please pick a mortgage company and your location and you will see a number of Nunthorpe conveyancing lawyers based on proximity. We have detailed some Nunthorpe conveyancing firms towards the end of this page and you can contact them to verify if they are on the Lloyds TSB Bank approved list

We're FTB’s - agreed a price, but the agent informed us that the seller will only proceed if we use their preferred lawyers as they need an ‘expedited deal’. My instinct tells me that we should use a local solicitor used to conveyancing in Nunthorpe

We suspect that the seller is not behind this requirement. If they desire ‘a quick sale', alienating a serious buyer is is going to put the whole deal at risk. Speak to the owners direct and make sure they understand (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you do not need to sell (d) you intend to proceed fast (e)but you are going to use your own,trusted Nunthorpe conveyancing firm - not the ones that will provide their negotiator at the agency a kickback or meet his conveyancing targets pre-set by senior management.

Some months ago I was informed by my mortgage company that their approved conveyancers work on no sale no fee basis for conveyancing in Nunthorpe. Our purchase fell through and now the solicitors have requested search fees! They say the fees are independent!

Nunthorpe conveyancing search charges are disbursements not solicitors fees as these are payable to a third party.