My husband and I are refinancing our maisonette in Norton with Coventry BS. We have a son approaching twenty who lives with us. Our solicitor requested us to identify any adults other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the apartment is forfeited by the lender. I have two questions (1) Is this form unique to the Coventry BS conveyancing panel as he never had to sign this form when we bought 3 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?

First, rest assured that your Coventry BS conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Coventry BS. This is solely used to protect Coventry BS if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Coventry BS had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

I am purchasing a flat and need a conveyancing solicitor in Norton who is on the Barnsley Building Society solicitor. Can you recommend a local conveyancing firm?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Barnsley Building Society in certain locations such as Norton. We dont recommend any particular firm.

Should our conveyancer be raising enquiries regarding flooding as part of the conveyancing in Norton.

The risk of flooding is if increasing concern for lawyers conducting conveyancing in Norton. Some people will acquire a property in Norton, completely aware that at some time, it may suffer from flooding. However, aside from the physical destruction, if a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory insurance cover, or sell the property. Steps can be carried out during the course of a house purchase to forewarn the buyer.

Conveyancers are not qualified to impart advice on flood risk, however there are a various searches that can be initiated by the buyer or on a buyer’s behalf which should give them a better understanding of the risks in Norton. The standard information sent to a purchaser’s solicitor (where the Conveyancing Protocol is adopted) includes a standard question of the seller to find out whether the premises has suffered from flooding. In the event that flooding has previously occurred which is not disclosed by the seller, then a buyer could bring a compensation claim as a result of such an misleading response. The buyer’s conveyancers should also order an enviro search. This should disclose whether there is any known flood risk. If so, further inquiries should be conducted.

Are there restrictive covenants that are commonly picked up during conveyancing in Norton?

Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Norton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I see that you have a search directory listing solicitors on the bank conveyancing panel. Do Norton conveyancing companies pay you a referral fee if I retain them for my conveyancing?

We are a listing service only for law firms wishing to communicate if they are on the bank conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Norton.