The Hartlepool conveyancing firm handling our Hartlepool conveyancing has spotted an inconsistency when comparing the surveyor’s assumptions in the valuation survey and what is revealed within the legal papers for the property. My solicitor has advised that he must check that the lender is OK with this discrepancy and is content to go ahead. Is my solicitor’s approach right?

Your conveyancer must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

As a first time buyer what is the most important number one tip you can give me concerning purchase conveyancing in Hartlepool?

Not many law firms shout this from the rooftops but conveyancing in Hartlepool or throughout County Durham is an adversarial process. Put another way, when it comes to conveyancing there exists lots of opportunity for friction between you and others involved in the legal transfer of property. E.g., the seller, estate agent and on occasion a bank. Appointing a law firm for your conveyancing in Hartlepool should not be taken lightly as your conveyancer is your adviser, and is the SOLE party in the process whose responsibility is to protect your legal interests and to protect you.

There is a distinct ongoing adversarial element to conveyancing- someone must be blamed for the process being so protracted. We recommend that you your first instinct should be to trust your solicitor ahead of the other parties in the home moving process.

Just had an offer accepted on a new build apartment in Hartlepool. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Hartlepool

Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please confirm the Lease plans are architect prepared. There must be mutual enforceability of lessee’s covenants. Please provide evidence that the form of Lease proposed has been approved by the Land Registry.

I decided to have a survey completed on a house in Hartlepool ahead of instructing solicitors. I have been told that there is a flying freehold element to the house. My surveyor has said that some mortgage companies tend not issue a mortgage on a flying freehold home.

It varies from the lender to lender. HSBC has different requirements for example to Nationwide. If you call us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Hartlepool. Conveyancing will be smoother if you use a solicitor in Hartlepool especially if they regularly deal with such properties in Hartlepool.

My husband and I are new to the buying process - agreed a price, yet the property agent told us that the seller will only proceed if we use their chosen solicitors as they are insisting on an ‘expedited deal’. My instinct tells me that we should use a local conveyancer with experience of conveyancing in Hartlepool

We suspect that the owner is unaware of this request. Should the owner require ‘a quick sale', taking such a hostile approach to a motivated purchaser is going to damage their objectives. Bypass the agents and go straight to the sellers and make sure they comprehend that (a)you are genuine buyers (b)you are ready to go, with finances arranged © you do not need to sell (d) you intend to proceed fast (e)however you are going to instruct your preferred Hartlepool conveyancing solicitors - as opposed tothose that will provide their negotiator at the agency a introducer fee or meet his conveyancing figures set by head office.