A mortgage offer from Santander for the refinancing of my 4 room garden flat is expected by the end of next week. Could you put forward a cheap conveyancing lawyer in Redcar and Cleveland?
You have arrived at the wrong site to search for cut-price fees for conveyancing solicitors in Redcar and Cleveland. Our aim is to provide affordable conveyancing but we do not work with the cheapest lawyers. Avoid the trap of appointing brokers offering the bait of ninety nine pound conveyancing in Redcar and Cleveland. In your best case scenario, in choosing a lawyer for low cost conveyancing, you will receive what you pay for and at worst you will end up being stung for additional fees and still not end up with the service required.
What does my ID and proof of funds have anything to do with my conveyancing in Redcar and Cleveland? Why is this being asked of me?
It is indeed that case that these requests have nothing to do with conveyancing in Redcar and Cleveland. However these days you can not proceed with any conveyancing process without first submitting proof of your identity. This usually takes the form of a either your passport or driving licence as well as a council tax bill. Remember if you are providing your driving licence as proof of ID it must be both the paper section as well as the photo card part, one is not acceptable in the absence of the other.
Evidence of your source of funds is required in accordance with the Money Laundering Regulations. You should not be offended when when this is requested of you as your lawyer must retain this information on record. Your Redcar and Cleveland conveyancing lawyer will need to see evidence of proof of funds before they are able to accept any funds from you into their client account and they will also ask further questions concerning the source of funds.
The Redcar and Cleveland conveyancing lawyers that just started acting on my house acquisition in Redcar and Cleveland have suddenly shut down. I chose them because I needed a lawyer on the TSB conveyancing panel and my preferred Redcar and Cleveland lawyer was not. I gave my credit card details for them to take one hundred and fifty pounds for searches. What do I do now?
Assuming that you have an Estate Agent in the equation then let them know immediately so that they advise the vendors that there may be a slight delay due to the problems encountered. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the TSB conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers should be in a position to help.
I am purchasing my first flat in Redcar and Cleveland with the aid of help to buy. The sellers refused to move on the price so I negotiated 6k of fixtures and fittings instead. The sale representative suggested that I not inform my lawyer about this side-deal as it may adversely affect my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
What tools are available to locate a Redcar and Cleveland solicitor on the Accord Mortgages Ltd conveyancing panel? I drive a motor bike and am happy to travel upto 25miles to meet the lawyer.
You can use the search on this page. Please pick a mortgage company and your location and you will see a number of Redcar and Cleveland conveyancing lawyers based on proximity. We have detailed some Redcar and Cleveland conveyancing firms towards the end of this page and you can ring them to see whether they are on the Accord Mortgages Ltd panel