Is it possible for conveyancing in Much Hadham to be done in under 28 days?

In a situation where you are under a tight deadline for your conveyancing we would recommend that your lawyer is familiar with the area as they will make use of local relationships and insight. It is even conceivable that they may have handled previoushomes in the same neighbourhood. Therefore consider using a Much Hadham conveyancing lawyer. In addition, ensure that the lawyer is on the lender panel. It is understood that just under twenty per cent of Much Hadham conveyancing deals are held up or jeopardised after discovering a buyer’s solicitor was not on their mortgage lender’s list of approved solicitors. In many cases this discovery resulted in the home move being held up by an average of 21 days. It is believed that this issue affects approximately one hundred thousand home moves every year. Most Much Hadham conveyancing practices can not act for certain mortgage companies so do check as early as possible.

My aunt passed away last year and as sole heir and executor I was left the property in Much Hadham. The house had a small mortgage left on it of around £8000. I want to have the title changed into my name whilst I re-mortgage to Coventry BS, pay off the mortgage. Is this possible?

If you intend to refinance then Coventry BS will insist on your using a conveyancer on the Coventry BS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Coventry BS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Coventry BS mortgage is registered as a charge at the Land Registry.

Various internet forums that I have come across warn that are the number one reason for obstruction in Much Hadham conveyancing transactions. Is this right?

The Council of Property Search Organisations (CoPSO) published conclusions of a review by MoveWithUs that conveyancing searches do not figure amongst the common causes of delays in the conveyancing process. Searches are not likely to feature in any holding up conveyancing in Much Hadham.

I am purchasing a new build house in Much Hadham with the aid of help to buy. The builders would not reduce the price so I negotiated £7000 of additionals instead. The estate agent told me not reveal to my lawyer about the deal as it could put at risk my loan with Lloyds TSB Bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I have been recommended by a few selling agents in Much Hadham to choose a conveyancer on your site. What’s the financial advantage for Estate Agents to recommend your lawyers over alternative conveyancing organisations?

We refuse to offer any financial incentive for sending work to this site. We thought it would be too underhand a fee because a client could think, ‘Why is the agent getting a kickback? Why aren’t I getting any benefit too?’ We would prefer to grow our business on genuine recommendations.