My financial adviser has requested my Ware law firm’s panel reference for the Nat West conveyancing panel. How do I discover this. I have e-mailed my local Ware office but they don't know it.

Have you tried contacting your Ware about this?. Most Ware law firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.

I am buying a new build house in Ware with a loan from . The developers refused to move on the amount so I negotiated 6k of additionals instead. The sale representative advised me not to tell my lawyer about this side-deal as it will adversely affect my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the input of my in-laws I had a survey completed on a property in Ware before instructing lawyers. I have been told that there is a flying freehold aspect to the property. The surveyor has said that some banks will refuse to give a mortgage on this type of premises.

It varies from the lender to lender. Santander has different requirements from Nationwide. If you contact us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Ware. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Ware to see if the conveyancing will be more expensive.

In my capacity as executor for the estate of my aunt I am selling a property in Cardiff but reside in Ware. My conveyancer (based 235 miles awayhas requested that I sign a stat dec before the transaction finalising. Can you recommend a conveyancing solicitor in Ware to witness this legal document for me?

strictly speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will do regardless of whether they are Ware based

I have just appointed agents to market my 2 bed flat in Ware.Conveyancing is yet to be initiated but I have recently had a quarterly service charge invoice – what should I do?

It best that you clear the invoice as you normally would given that all rents and maintenance payments will be allottedon completion, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially