Having sold my house in Epping last August but the buyer keeps calling daily complaining that her lawyer is waiting to hear from mysolicitor. What are the post completion sale legalities now that I have sold?
Following your disposal your solicitor is obliged to send the transfer documentation and all additional paperwork to the buyer’s solicitors. Where appropriate, your lawyer should also confirm that the legal charge in favour of the lender has been discharged to the purchasers solicitors. There is unlikely to be post completion tasks peculiar conveyancing in Epping.
I purchased a semi-detached Georgian property in Epping. Conveyancing solicitor represented me and Clydesdale. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, another for leasehold under the matching property. If a house is not a freehold shouldn't I have been informed?
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Epping and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the situation with the conveyancing practitioner who completed the work.
How does conveyancing in Epping differ for new build properties?
Most buyers of new build residence in Epping contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is finished. This is because new home sellers in Epping typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Epping or who has acted in the same development.
I am four weeks into a leasehold purchase having been directed to solicitors by the local agent to do our conveyancing in Epping. We are not happy. Can you you assist me in finding new solicitors?
They would have to be really poor in order to consider diss instructing them. Has the mortgage offer been sent? In the event that it has you will need to make them aware of the replacement conveyancer and have the offer are re-sent. Your solicitor ideally should be on the mortgage company approved list to avoid escalating expenses and delays. That should be your first question of the new lawyers. The search tool will help you find a bank approved conveyancer for your home move in Epping
My husband and I hope to acquire our 1st property in Epping. Conveyancing lawyer has been appointed. The mortgage adviser pointed out that a survey is not necessary as the property was only constructed twenty two years ago.
As the bare minimum you need a Home Buyer's Report. As the property was built more than a decade ago the property will not come with a warranty, so you would be well advised not to take a risk. Where a property of this age shows no signs of defects a Home Buyer's report may be enough. They will highlight any apparent issues and recommend further investigation where relevant. If there are any indications of problems get a comprehensive Building Survey from the beginning.