What is the optimum way to find out if the solicitor carrying out my conveyancing in Montacute is on the lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Santander thus paying £187.00 plus VAT in another set of legal fees.

Please do take advantage of the find a lender approved solicitor tool on this page. Please choose the mortgage company and type ‘Montacute’ or your location and you will be presented with numerous conveyancers based in Montacute or near you.

I am due to move home in December. Will my conveyancing solicitor update the removal company on the completion day. On a separate note, can you put forward a removal company in Montacute. Conveyancing solicitor was organised before I stumbled across this page.

On the day of completion you can pick up the house keys from the estate agent however this can only take place after the vendors conveyancers advise the agent that the monies to complete are in and the keys can be passed over. You can inform the removal men that you are ready to move in. As a matter of policy we do not suggest a particular removal organisation but can help you find a conveyancing in Montacute or a legal practice that specialises in conveyancing in Montacute.

is it true that all Montacute solicitor practices on the Lloyds conveyancing panel are regulated by the SRA?

As solicitors, in order to be on the Lloyds conveyancing panel they would need to be governed by the Solicitors Regulatory Authority. Many mortgage companies do allow licenced conveyancers on their panel in which case such practice would be overseen by the Council of Licensed Conveyancers.

Bank of Ireland have agreed my home loan in principle, my bid on a property in Montacute has been agreed to, what happens next?

Your property agent will wish to be advised as to your lawyer's details (be sure the solicitors are on the lender’s panel). Contact Bank of Ireland or your financial adviser and finalise any relevant paperwork. Bank of Ireland will instruct a valuer who will get in contact with the estate agent or seller to schedule a time for the valuation to occur. Once conducted (assuming no problems) it takes on average ten days to get a mortgage offer. Bank of Ireland will send the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Montacute.

I'm purchasing a new build house in Montacute benefiting from help to buy. The builders refused to move on the amount so I negotiated five thousand pounds worth of extras instead. The sale representative advised me not reveal to my conveyancer about this deal as it would put at risk my loan with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am using a search engine for the words conveyancing in Montacute it shows results of many property lawyerslocally. How do I determine which is the right conveyancing solicitor for the sale of my house?

The ideal way of seeking the right conveyancer is via personal testimonial, so enquire of friends and those you trust who have acquired a property in Montacute or a respected estate agent or mortgage broker. Fees for conveyancing in Montacute differ, so it's sensible to secure at least three quotes from varying types of solicitors. Make sure that you know that the fees are fixed.

Builders have recommended to me a conveyancer and I've received an estimate from them. They are almost £400 less expensive than my family Montacute lawyer. Should I use them?

Builders normally have lists of solicitors who are quick and who know the developer’s paperwork and lawyer. As many developers offer an incentive to select a preferred conveyancing practitioner for this reason, any increased charges can be avoided and a builder will not recommend a conveyancing warehouse and run the risk of having the conveyancing delayed when they want exchange in 28 days. A counter-argument for not opting for the suggested property lawyer is that they may prove hesitant to 'push' your interests for fear of upsetting the sellers. Where you have concerns that this may be the situation you should keep with your local Montacute conveyancer.