We are about to sign contracts for a garden flat in Yeovil. We have hit a problem. The mortgage offer with Barclays runs out on 1/4/2026 but the owners are putting forward a completion date of 7/4/2026. Is it possible to prolong the loan offer?

The person best placed to address this question is your lawyer who should calculate if they should be discussing with the mortgage broker, owner’s conveyancers, selling agents or possibly all three given the history of your transaction to date.

Will our conveyancer be raising enquiries about flooding during the conveyancing in Yeovil.

Flooding is a growing risk for conveyancers specialising in conveyancing in Yeovil. Plenty of people will purchase a property in Yeovil, fully expectant that at some time, it may be flooded. However, leaving to one side the physical destruction, where a property is at risk of flooding, it may be difficult to obtain a mortgage, adequate building insurance, or sell the premises. Steps can be carried out during the course of a house purchase to forewarn the purchaser.

Lawyers are not qualified to impart advice on flood risk, but there are a various searches that may be initiated by the purchaser or by their solicitors which should figure out the risks in Yeovil. The conventional set of information supplied to a purchaser’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a usual inquiry of the owner to find out whether the premises has suffered from flooding. In the event that the premises has been flooded in past and is not notified by the vendor, then a buyer could bring a legal claim for losses resulting from an incorrect reply. The buyer’s solicitors will also commission an enviro search. This should disclose whether there is any known flood risk. If so, further investigations should be conducted.

Just acquired a semi-detached house in Yeovil , how long should it take for the Land Registry to record my title? My Yeovil conveyancing solicitor has been very slow, so I want to check the registration is concluded.

There is nothing unique about conveyancing in Yeovil registration formalities. Rather than based on location, timescales can vary subject to the party submitting the application, whether it is in order and whether the Land registry must send notices to any third parties. As of today roughly 80% of submission are fully dealt with within 12 days but occasionally there can be longer delays. Registration occurs after the new owner is living at the premises thus 'speed' is not usually top priority yet where it is urgent that the the registration takes place urgently then you or your conveyancer should contact the land registry and explain the circumstances.

I'm purchasing my first flat in Yeovil with a loan from National Westminster Bank. The developers would not reduce the amount so I negotiated 6k of fixtures and fittings instead. The estate agent told me not inform my lawyer about this extras as it will jeopardize my loan with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Planning to complete next month on a leasehold property in Yeovil. Conveyancing solicitors assured me that they are sending me a report tomorrow. What should I be looking out for?

Your report on title for your leasehold conveyancing in Yeovil should include some of the following:

What options are open to you if another tenant in the building is in violation of a provision in their lease? Details of the parties to the lease, e.g. these could be the tennant, head lessor, landlord Alterations to the premises Who has the liability to repair and maintain the main walls and foundations. It is essential for you to know which party is liable for the repair and maintenance of all parts of the block and estate

Leasehold Conveyancing in Yeovil - A selection of Questions you should consider Prior to Purchasing

How long is the Lease? Best to be warned if changing the roof or some other significant cost is due in the near future that will be shared amongst the leaseholders and may well materially impact the level of the service fees or result in a specific payment. You should be aware if it is no more than 80 years it will affect the salability of the apartment. It is worth checking with your mortgage company that they are happy with remaining years on the lease. A short lease means that you will almost definitely require a lease extension sooner rather than later and you need to have some idea of how much this would cost. Remember, in most cases you would be be obliged to have been the owner of the premises for two years before you are eligible to extend the lease.