Is it the case that all South Petherton solicitor firms on the Skipton conveyancing panel are governed by the Solicitors Regulatory Authority?

As solicitors, in order to be on the Skipton conveyancing panel they would need to be overseen by the Solicitors Regulatory Authority. Many banks do allow licenced conveyancers on their panel and in that case the practice would be regulated by the Council of Licensed Conveyancers.

I have decided to exercise my right to buy my property in South Petherton off the council. I have a mortgage offer with Kent Reliance. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Kent Reliance, you will need to appoint a solicitor on the Kent Reliance conveyancing panel.

Lloyds have agreed my mortgage in principle, my bid on a flat in South Petherton has been accepted, now what?

The estate agent will need to know who your solicitors are (ensure that the solicitors are on the lender’s approved list). Call up Lloyds or the broker and finish off any outstanding paperwork. Lloyds will sellect a valuer who will get in contact with the estate agent or vendor to arrange a time for the valuation to take place. Once carried out (assuming no problems) it takes on average a fortnight for the mortgage offer to be issued. Lloyds will issue the offer to you and your lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in South Petherton.

I'm buying a new build house in South Petherton with a loan from Barnsley Building Society. The builders would not reduce the price so I negotiated five thousand pounds worth of extras instead. The estate agent advised me not inform my conveyancer about the deal as it could put at risk my mortgage with Barnsley Building Society. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold issue on a property I have offered on a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. South Petherton is the location of the property. Can you offer any advice?

Flying freeholds in South Petherton are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside South Petherton you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in South Petherton may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

In what way does the Landlord & Tenant Act 1954 affect my commercial premises in South Petherton and how can you help?

The particular law that you refer to gives a safeguard to commercial tenants, granting the a statutory right to make a request to court for a renewal tenancy and remain in occupation when the lease comes to an end. There are limited grounds where a landlord can refuse a lease renewal and the rules are involved. Fees are different for commercial conveyancing. South Petherton is one of the hundreds of areas of the UK in which the firms we work with have offices

I need to instruct a conveyancing solicitor for sale conveyancing in South Petherton. I happened to land on a web site which looks to be the ideal solution If it is possible to get all formalities done via email that would be preferable. Should I be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?