Souldinstructing a Hoyland conveyancing firm make the legal transfer of property easier?
On the whole conveyancing lawyers in your location will benefit from excellent connections with your local authority, which can help with your Hoyland conveyancing searches that your solicitor will inevitably need. It can only be a plus if they enjoy strong rapport with the Local Land Registry Office your area Hoyland, other lawyers in the neighbourhood and Hoyland selling agents.
I am about to put an offer on a leasehold property in Hoyland. The estate agents advise that it is normal for flats in Hoyland to have less than 75 years unexpired on the lease. I am taking out a mortgage with Virgin. Will the property be mortgageable given that the lease has 72 years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 26/7/2025 the requirements read as follows :
Do I select a Licenced Conveyancer or Solicitor for conveyancing in Hoyland?
There are many recorded licenced Conveyancers in Hoyland and Solicitor firms in Hoyland who provide Conveyancing services We would stress that both are supervised by regulatory bodies with both specialising in the legal work in transferring property. Both can handle other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
I have today made my last payment due on my mortgage with Virgin Money. I assume I don't need a Hoyland solicitor on the Virgin Money panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Virgin Money mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Virgin Money mortgage from the register. Virgin Money, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Virgin Money has sent the Land Registry the discharge electronically, and
- Virgin Money has instructed the Land Registry to do so
I've read lots of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Hoyland solicitor - who is on the Yorkshire BS conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Yorkshire BS will need an independent valuation of the property. Your lawyer will not arrange this. Usually Yorkshire BS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Hoyland surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
My friend advised me that if I am buying in Hoyland I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is sometimes included in the estimate for your Hoyland conveyancing searches. It is a large document of more than thirty pages, listing and detailing important information about Hoyland around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Hoyland Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with plans and statistics, Local Amenities and other useful information about Hoyland.
Is planning consent necessary to convert a single dwelling into a couple of appartments in Hoyland? This has taken place to a house next door to a relative in Hoyland and was not aware of it happening until the works were done.
Planning Consent yes. Building Reg Approval yes.