I am in need of a conveyancer. Do I opt for a web based conveyancer as opposed to a high street Maidenbower conveyancing lawyer?

Established third party relationships are another important factor to consider when choosing conveyancing lawyers. Maidenbower conveyancers enjoy connections with financial advisers and agents, local authorities, valuers and other conveyancing firms meaning the whole process is going to be much more straightforward for you. Having a sound experience in the local area is also a plus .

We are acquiring a newly built apartment in Maidenbower and my lawyer is informing me that she is duty bound to the bank to reveal incentives from the developer. The Estate Agents are hassling me to exchange and I would rather not prolong the conveyancing. Is my lawyer right?

You should not exchange unless you have been advised to do so by your . A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook conditions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

My grandfather passed away last year and as sole heir and executor I was left the house in Maidenbower. The house had a relatively small loan left on it of around £4500. I want to transfer the title deeds into my name whilst I re-mortgage to , pay off the mortgage. Is this possible?

Given you intend to re-mortgage then will insist on your using a conveyancer on the conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the mortgage is registered as a charge at the Land Registry.

I am buying my first flat in Maidenbower with a loan from . The builders would not move on the amount so I negotiated £7000 of extras instead. The estate agent told me not disclose to my solicitor about this deal as it would adversely affect my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I have been on the look out for a leasehold apartment up to £195,000 and found one close by in Maidenbower I like with amenity areas and transport links nearby, the downside is that it's only got 51 remaining years left on the lease. There is not much else in Maidenbower in this price bracket, so just wondered if I would be making a mistake purchasing a short lease?

If you need a mortgage the remaining unexpired lease term will be a potential deal breaker. Discount the offer by the amount the lease extension will cost if not already taken into account. If the current owner has owned the property for at least 2 years you could ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this.