I was recommended to a conveyancer who has given a fee calculation of £995 for freehold conveyancing in Oxted. I am selling a Victorian detached home for £125,000. Are the quoted fees excessive? Is it above the norm for conveyancing in Oxted?

The quote is fractionally on the steep side. Where you are happy to expend time contrasting prices you could get the conveyancing a bit cheaper by perhaps £125. On the other hand, you couldlive to regret opting for an a cheaper solicitor. If is important to enquire the conveyancer can act for your mortgage company. You can make use of our search tool to select a Oxted conveyancing firm on the lender’s member panel which can often include conveyancing solicitors in Oxted.

My brother-in-law has suggested I instruct a conveyancing solicitor in Oxted. I need to find out if they are accepted on the conveyancing panel. Can you assist?

The first thing you should do is e-mail your lawyer and ask them if they are on the lender panel. Alternatively you should get in touch with who may be able to help.

We previously chose conveyancers with offices in Oxted on the solicitor approved list. They have just billed me a separate fee for dealing with the mortgage. Is this a supplemental conveyancing fee specified by ?

As unfair as it may appear, as long as it’s in their Terms and Conditions or estimate then yes your can charge a fee for this. The charge is not dictated by but by your Oxted . Plenty of firms on the panel will charge ’dealing with mortgage’ fee but many firms include it on their overall fee.

I have today made my last payment due on my mortgage with . I assume I don't need a Oxted on the panel to discharge the mortgage at the Land Registry. Am I right?

If you have finished paying off your mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the mortgage from the register. , and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where has sent the Land Registry the discharge electronically, and
3. has instructed the Land Registry to do so

My offer was accepted on a house in Oxted on , valuation was booked 4 days later, all came back fine. Conveyancer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the conveyancing panel. Can the lender hold off the offer?

A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for to deal with your lawyer's application to be on the conveyancing panel. There's no guarantee that your solicitor will be accepted.

Hoping to buy a property located in Oxted and I am already nervous. I couldn't find anything specific about Oxted. Conveyancing will be needed in due course but do you know about the Oxted area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Oxted. In the meantime here are some basic statistics that we found

Oxted Leasehold Conveyancing - A selection of Queries Prior to Purchasing

Is anyone aware of any major works on the horizon that could add a premium to the maintenance charges? What is the length of the lease? Does the lease contain onerous restrictions?