We are getting closer to an exchange on a house in Haywards Heath and my parents have sent the ten percent deposit to my solicitor. I am now told that as the deposit has been sent from someone other than me my conveyancer needs to make a notification to my mortgage company. Apparently, in also acting for the bank he must advise them that the balance of the purchase price is coming from anyone other than me. I informed the bank about my parents' contribution when I applied for the home loan, so is it really appropriate for him to raise this?

Your solicitor is obliged to check with mortgage company to make sure that they are aware that the balance of the purchase price is not from your own resources. The solicitor can only report this to your mortgage company if you permit them to, failing which, your lawyer must cease to continue acting.

Are all Haywards Heath Conveyancing Quality Solicitors on the Clydesdale conveyancing list of approved solicitors?

Some major banks and building societies now make use of the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. CQS accreditation however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of conveyancing solicitors.

Can I be sure that the Haywards Heath conveyancing solicitor on the HSBC panel is any good?

When it comes to conveyancing in Haywards Heath obtaining recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advocate that you speak with the solicitor conducting your transaction.

I have decided to exercise my right to buy my property in Haywards Heath off the council. I have a mortgage agreed with Nationwide. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Nationwide, you will need to appoint a solicitor on the Nationwide conveyancing panel.

Will my conveyancer be raising questions about flooding as part of the conveyancing in Haywards Heath.

The risk of flooding is if increasing concern for solicitors carrying out conveyancing in Haywards Heath. There are those who acquire a house in Haywards Heath, fully expectant that at some time, it may be flooded. However, leaving to one side the physical destruction, if a house is at risk of flooding, it may be difficult to get a mortgage, suitable building insurance, or dispose of the property. Steps can be carried out during the course of a house purchase to forewarn the buyer.

Conveyancers are not best placed to impart advice on flood risk, but there are a number of checks that can be undertaken by the buyer or on a buyer’s behalf which can figure out the risks in Haywards Heath. The conventional set of completed inquiry forms supplied to a purchaser’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a standard question of the seller to discover if the property has suffered from flooding. If flooding has previously occurred and is not revealed by the owner, then a purchaser could bring a compensation claim as a result of such an incorrect reply. A purchaser’s solicitors will also conduct an enviro report. This will reveal whether there is any known flood risk. If so, more detailed inquiries will need to be carried out.

I am purchasing my first flat in Haywards Heath with the aid of help to buy. The developers refused to reduce the price so I negotiated £7000 of extras instead. The house builders rep suggested that I not to tell my lawyer about the deal as it could adversely affect my mortgage with Virgin Money. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

How do I identify a Haywards Heath law firm on the TSB conveyancing panel? I have a car and am happy to travel upto 10kilometers to meet the conveyancer.

Feel free to make use of the facility on this website. Please pick a lender and your location and you will see a number of Haywards Heath conveyancing lawyers located nearest you. We have listed some Haywards Heath conveyancing firms at the bottom of this page and you can call them to check if they are on the TSB approved list