I am purchasing a semi-detached house in Lower Morden. Can I do my own conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Lower Morden you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Lower Morden.

I acquired my house on 14 February and my personal details are still not on the land registry website. Should I be concerned? My conveyancing solicitor in Lower Morden said it would be formalised inside ten days. Are transfers in Lower Morden uniquely lengthy to register?

There is nothing unique when it comes to conveyancing in Lower Morden registration formalities. Rather than based on location, timeframes can vary subject to the party submitting the application, whether there are errors and whether the Land registry need to notify any third persons or bodies. At present in the region of 80% of such applications are fully addressed in less than three weeks but occasionally there can be longer delays. Registration takes place after the purchaser is living at the property therefore an expedited registration is not usually an essential issue but if there is a degree of urgency associated with the registration then you or your lawyers should communicate with the Registry to express the reasoning for an expedited registration.

How does conveyancing in Lower Morden differ for newly converted properties?

Most buyers of new build residence in Lower Morden approach us having been asked by the developer to sign contracts and commit to the purchase even before the house is built. This is because house builders in Lower Morden typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Lower Morden or who has acted in the same development.

I need to instruct a conveyancing solicitor for freehold conveyancing in Lower Morden. I have chance upon a web site which seems to have the perfect answer If there is a chance to get all the legals completed via email that would be preferable. Do I need to be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I am soon to exchange buying a house in Lower Morden but as a result of wreckage from the recent storms I have negotiated recompense from the current proprietors of £3k taking the form of a reduction in the price. This was going to be dealt with as part of the conveyancing process yet my bank will not agree to this. Why were they informed?

Any solicitor that is on the mortgage company approved list is obliged to disclose to the lender of any amendments to the sale price. In the event that you were to refuse your lawyer to report the reduction to your mortgage company then they would have to refrain from representing you and the mortgage company.