My IFA requires my Morden lawyer’ panel member for the Santander conveyancing panel. What is the best way to find this out. I have called my local Morden office but they have not got back to me yet.
The sensible thing to do is ask for this information from your Morden property lawyer . Most Morden law firms will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.
A friend informed me that in buying a property in Morden there could be a number of restrictions preventing external alterations to a property. Is this right?
We are aware of anumerous of properties in Morden which have some sort of restriction or requirement of consent to carry out external variations. Part of the conveyancing in Morden should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We previously selected conveyancers located in Morden on the Aldermore solicitor approved list. They have just invoiced me a separate fee for handling the Aldermore mortgage. Is this an additional conveyancing fee set by Aldermore?
Provided it is contained in their Terms of Engagement or estimate then yes your conveyancing practitioner is entitled to charge a fee for this. This charge is not dictated by Aldermore but by your Morden lawyer. Some firms on the Aldermore panel will charge an ‘acting for lender’ fee and others do not.
After much negotiation I have agreed a price on a house in Morden. My financial adviser pressured me to appoint their lawyer. I paid an upfront payment of £225. A few days later, the property lawyer contacted me embarrassingly acknowledging that they were not on the Coventry BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Coventry BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
A colleague recommended that where I am purchasing in Morden I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is sometimes included in the estimate for your Morden conveyancing searches. It is not a small report of more than thirty pages, listing and detailing important information about Morden around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Morden Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful data regarding Morden.
What tools are available to identify a Morden law firm on the Alliance & Leicester conveyancing panel? I have a car and am happy to travel upto 20kilometers to meet the conveyancer.
You can use the facility on this website. Please select a lender and your location and you will see a number of Morden conveyancing lawyers based on proximity. We have listed some Morden conveyancing firms towards the end of this page and you can call them to check whether they are on the Alliance & Leicester member panel
I am intending to sublet my leasehold flat in Morden. Conveyancing solicitor who did the purchase is retired - so can't ask him. Do I need to ask my freeholder for their consent?
Your lease governs relations between the landlord and you the flat owner; specifically, it will say if subletting is banned, or permitted but only subject to certain conditions. The accepted inference is that if the lease contains no expres ban or restriction, subletting is permitted. The majority of leases in Morden do not prevent subletting altogether – such a provision would undoubtedly devalue the flat. Instead, there is usually a basic requirement that the owner notifies the freeholder, possibly supplying a copy of the sublease.
I am the registered owner of a ground floor flat in Morden. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal determine the sum payable for a lease extension?
Absolutely. We are happy to put you in touch with a Morden conveyancing firm who can help.
An example of a Lease Extension decision for a Morden property is 14 Nutwell Street in January 2014. The premium payable for the acquisition of a new lease of the subject premises was in the sum of £30,523 This case affected 1 flat. The unexpired residue of the current lease was 62.94 years.