My husband and I are acquiring a newly constructed duplex in Morden and my conveyancer is advising me that she is duty bound to the bank to disclose incentives from the seller. I am on a tight deadline to sign contracts and I have no desire to prolong matters. is my lawyer playing by the book?

You should not exchange unless you have been advised to do so by your conveyancer. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook conditions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

What happens if my lawyer’s firm is removed from the Clydesdale Conveyancing panel ahead of completing my conveyancing in Morden?

The first thing to point out is that, this is very unlikely to happen. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.

I used Action Conveyancing a few years ago for my conveyancing in Morden. I now require my papers but the law firm is no longer operating. What do I do?

You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Morden of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

Are there any apps to help identify a Morden solicitor on the Lloyds TSB Bank conveyancing panel? I have wheels and am happy to travel upto 10kilometers to meet the lawyer.

You can use the search on this page. Please select a lender and your location and you will see a number of Morden conveyancing lawyers locally. We have listed some Morden conveyancing firms at the bottom of this page and you can telephone them to see whether they are on the Lloyds TSB Bank member panel

I am due to review quotes for conveyancing in Morden from three solicitor and decide on one. Am I right to ask them to hold tight until I I have my bid accepted on a house.

You should only request your conveyancer to commence work and apply for searches once the sales memorandum has been sent by the estate agent especially as Morden conveyancing searches are not inexpensive.